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April 6, 2020

Stocking Up for When You’re Stuck at Home – Part 2: How $180 in groceries fed 2 people for 20 days ($1.50/meal)

Three weeks ago, I wrote about stocking up for staying at home. I had gone shopping on March 13, after being away for over a week. Because many grocery shelves were bare, I had to make some substitutions and compromises and to shop at three different stores in Columbus to get items that would provide […]

WRITTEN BY: Carol Smathers, MS, MPH, Associate Professor and Extension Field Specialist in Youth Wellness and Nutrition

REVIEWED BY: Roseanne Scammahorn, PhD, Extension Educator, Family & Consumer Sciences, Ohio State University Extension, Darke County and Susan Zies, M.Ed., Extension Educator, Family and Consumer Sciences, Wood County

PHOTO CREDITS:

  • Carol Smathers

SOURCES:

  • https://livesmartohio.osu.edu/food/smathers-14osu-edu/stocking-up-for-when-youre-stuck-at-home-healthy-food-for-less-than-2-meal/
  • http://cookingmatters.org/tips/10-tips-stock-your-pantry
  • https://www.choosemyplate.gov/ten-tips-make-better-food-choices
  • https://fns-prod.azureedge.net/sites/default/files/media/file/CostofFoodFeb2020.pdf
  • https://academic.oup.com/ajcn/article/76/6/1207/4689551
  • https://www.bbc.com/worklife/article/20200331-how-to-eat-a-healthy-diet-when-work-from-home-coronavirus
  • https://www.washingtonpost.com/news/voraciously/wp/2020/04/01/go-grocery-shopping-every-two-weeks-you-can-and-without-hoarding/
  • https://celebrateyourplate.org/tips/shopping

REFERENCES:

  • U.S. Department of Health and Human Services and U.S. Department of Agriculture. 2015 – 2020 Dietary Guidelines for Americans. 8th Edition.

Categories: Food, Uncategorized
Tags: Budgeting, food, healthy eating, money management, saving, shopping

January 8, 2020

Ditch the Debt in 2020

The holiday decorations have been stowed away, we have sung Auld Lang Syne as we rang in a new year, and now it is time make our 2020 resolution. Rather than picking the same one as in years past, how about trying Debt Dumping? Setting a goal isn’t always easy, it takes commitment and dedication […]

WRITTEN BY: Dr. Roseanne Ellison Scammahorn, Extension Educator, Family & Consumer Sciences, Ohio State University Extension, Darke County, scammahorn.5@osu.edu

REVIEWED BY: Kellie Lemly, Extension Educator, Family & Consumer Sciences, Ohio State University Extension, Champaign County, lemly.2@osu.edu

SOURCES:

  • Setting Goals for the New Year (Ohio State University) - https://u.osu.edu/ohwomeninag/tag/smart-goals/
  • Manage You Money (Ohio State University) - https://fcs.osu.edu/programs/major-program-areas/healthy-finances/money-management/manage-your-money
  • Setting Goals for the Agricultural Business (Ohio State University)- https://cpb-us-w2.wpmucdn.com/u.osu.edu/dist/1/14976/files/2015/11/Goal-Setting-1akh1p7.pdf
  • Healthy, Wealthy, & Wise (Mississippi State University) - http://extension.msstate.edu/sites/default/files/publications/miscellaneous/m1473_0.pdf
  • Budget Apps (Mississippi State University)- https://www.bulldogbudgets.msstate.edu/budget/#budget-app

Categories: Family and Consumer Sciences, Money, Personal finance
Tags: Budgeting, finances, money management, personal finance, saving, setting goals

February 14, 2019

How to “buy” happiness and better health

My husband and I took my 15 year old daughter to see Hamilton a couple nights ago. Her birthday was January 29th, the same day that Hamilton opened in Columbus. She told me last summer that she would like to go to the show for her birthday. I informed her that I would try to […]

WRITTEN BY: Misty Harmon, Family and Consumer Sciences Educator, Ohio State University Extension, Perry County, harmon.417@osu.edu

REVIEWED BY: Shannon Carter, Family and Consumer Sciences Educator, Ohio State University Extension, Fairfield County

PHOTO CREDITS:

  • https://pixabay.com/en/african-african-american-american-3741972/
  • https://pixabay.com/en/couple-happy-old-grandfather-858694/

SOURCES:

  • Consumer Federation of America, (2018). 54 Ways to Save Money, America Saves. Retrieved from: https://americasaves.org/for-savers/make-a-plan-how-to-save-money/54-ways-to-save-money
  • Newman, K. (2016). Six Ways to Get More Happiness for Your Money. Greater Good Magazine. Found here: https://greatergood.berkeley.edu/article/item/six_ways_to_get_more_happiness_for_your_money
  • Santi, J. (2015). Nine Tips to Make Your Giving Feel Good. Greater Good Magazine. Retrieved from: https://greatergood.berkeley.edu/article/item/nine_tips_to_make_your_giving_feel_good
  • Wilblin, R. (2016). Everything you need to know about whether money makes you happy. 80,000 hours. Retrieved from: https://80000hours.org/articles/money-and-happiness/
  • University of Minnesota, (2016). How Can You Improve Your Relationship with Money? Taking Charge of Your Health and Wellbeing. Found here: https://www.takingcharge.csh.umn.edu/how-can-you-improve-your-relationship-money

REFERENCES:

  • Bea, S. (2016). Wanna Give? This Is Your Brain on a ‘Helper’s High’. Cleveland Clinic. Found here: https://health.clevelandclinic.org/why-giving-is-good-for-your-health/

Categories: Family and Relationships, Money
Tags: family activities, finances, money, money management, relationships

May 9, 2018

Graduations, Money, More Graduations, and More Money

This year, the month of May is filled with several graduations and graduation parties for my family. My son graduates from a 2-year college program as well as from high school. My nephew graduates from a 4-year college, and my niece graduates from high school. With all of these milestones and celebrations comes gifts for […]

WRITTEN BY: Misty Harmon, Family and Consumer Sciences Educator, Ohio State University Extension, Perry County, harmon.417@osu.edu

REVIEWED BY: Joseph Maiorano, Family and Consumer Sciences Educator, Ohio State University Extension, Harrison County, maiorano.2@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/money-donation-donate-profit-give-652560/

SOURCES:

  • Harmon, M. (2018). Mindful Parenting: Enjoy Every Moment. Live Smart Ohio. Available at http://livesmartohio.osu.edu/mind-and-body/harmon-416osu-edu/mindful-parenting-enjoy-every-moment/
  • Long, H. (2015). What I wish I knew about money on graduation day. CNN Money. Available at http://money.cnn.com/2015/05/26/investing/graduation-2015-what-i-wish-i-knew/index.html?section=money_latest
  • ProCon.org. (2016). Is College Education Worth It? Available at https://college-education.procon.org/
  • National Endowment for Financial Education. (2018). Avoid Graduation Money Mistakes. Smart About Money. Available at https://www.smartaboutmoney.org/Topics/Education-and-Career/Graduation/Avoid-Graduation-Money-Mistakes
  • HOMEROOM. (2016). 8 Things High School Grads Need to Do Before Leaving for College. The U.S. Department of Education. Available at https://blog.ed.gov/2016/07/8-things-hs-grads-need-to-do-before-college/
  • Harmon, M. (2018). How Are You Spending Your Tax Refund? Live Smart Ohio. Available at http://livesmartohio.osu.edu/money/harmon-416osu-edu/how-are-you-spending-your-tax-refund/

Categories: Money, Personal finance
Tags: Budgeting, finances, money, money management, personal finance, teens

February 8, 2018

How to use active learning to teach (the often dry, touchy and technical) personal finance topics

I am teaching two undergraduate courses in our OSU financial planning track this semester and have been thinking about how to best teach personal finance topics. They are often dry, technical, and uncomfortable. I learned about several new resources, books and websites, at a professional development event at OSU last December, where the speaker, HDFS […]

WRITTEN BY: Cäzilia Loibl

REVIEWED BY: Amanda Woods

Categories: Money
Tags: finances, learners, money, money management, teaching

January 17, 2018

How are you “spending” your tax refund?

I know not everyone is happy about the tax changes for 2018, but most people will benefit, at least a little, from the changes. With the changes to the tax code, some of you may be getting a slightly larger than usual refund for the 2018 year. Whether your refund increases or not, there are […]

WRITTEN BY: Misty Harmon, Family and Consumer Sciences Educator, Ohio State University Extension, Perry County, harmon.417@osu.edu

REVIEWED BY: Joseph Maiorano, Family and Consumer Sciences Educator, Ohio State University Extension, Harrison County, maiorano.2@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/laptop-online-digital-taxes-flag-2151350/

SOURCES:

  • https://www.debt.org/blog/spend-tax-refund/
  • https://www.consumerreports.org/taxes/smart-ways-to-spend-your-tax-refund/
  • https://cfaes.osu.edu/sites/cfaes_main/files/site-library/site-documents/News/FF_taxrefund.pdf
  • http://www.getrichslowly.org/2012/02/02/how-to-spend-a-tax-refund/
  • http://livesmartohio.osu.edu/money/maiorano-2osu-edu/whats-out-of-your-wallet/

REFERENCES:

  • Pilnick, Katherine. (February 21, 2013). 10 Smart Ways to Spend Your Refund, debt.org
  • Fried, Carla. (April 24, 2017). Smart Ways to Spend Your Tax Refund, consumereports.org
  • Filipic, Martha. (February 2016). Use your tax refund to pay off debt and save, Family Fundamentals
  • Aberle, Lisa. (February 2, 2012). How to Spend a Tax Refund, getrichslowly.org
  • Maiorano, Joseph. (January 12, 2018). What’s Out of Your Wallet?, livesmartohio.osu.edu

Categories: Money
Tags: Budgeting, finances, money, money management, personal finance, setting goals, tax refund

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