Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Money

Graduations, Money, More Graduations, and More Money

This year, the month of May is filled with several graduations and graduation parties for my family. My son graduates from a 2-year college program as well as from high school. My nephew graduates from a 4-year college, and my niece graduates from high school. With all of these milestones and celebrations comes gifts for […]

WRITTEN BY: Misty Harmon, Family and Consumer Sciences Educator, Ohio State University Extension, Perry County, harmon.417@osu.edu

REVIEWED BY: Joseph Maiorano, Family and Consumer Sciences Educator, Ohio State University Extension, Harrison County, maiorano.2@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/money-donation-donate-profit-give-652560/

SOURCES:

  • Harmon, M. (2018). Mindful Parenting: Enjoy Every Moment. Live Smart Ohio. Available at http://livesmartohio.osu.edu/mind-and-body/harmon-416osu-edu/mindful-parenting-enjoy-every-moment/
  • Long, H. (2015). What I wish I knew about money on graduation day. CNN Money. Available at http://money.cnn.com/2015/05/26/investing/graduation-2015-what-i-wish-i-knew/index.html?section=money_latest
  • ProCon.org. (2016). Is College Education Worth It? Available at https://college-education.procon.org/
  • National Endowment for Financial Education. (2018). Avoid Graduation Money Mistakes. Smart About Money. Available at https://www.smartaboutmoney.org/Topics/Education-and-Career/Graduation/Avoid-Graduation-Money-Mistakes
  • HOMEROOM. (2016). 8 Things High School Grads Need to Do Before Leaving for College. The U.S. Department of Education. Available at https://blog.ed.gov/2016/07/8-things-hs-grads-need-to-do-before-college/
  • Harmon, M. (2018). How Are You Spending Your Tax Refund? Live Smart Ohio. Available at http://livesmartohio.osu.edu/money/harmon-416osu-edu/how-are-you-spending-your-tax-refund/

News from the field of personal finance

1. Credit card companies are no longer requiring a signature on purchases At the end of April, large credit card issuers such as, American Express, Discover, Mastercard and Visa, will no longer require customer signatures to complete credit card purchases. Nevertheless, retailers may continue asking you to sign. We can expect that the handwritten signature […]

WRITTEN BY: Cäzilia Loibl

REVIEWED BY: Joseph Maiorano

PHOTO CREDITS:

  • https://pixabay.com/en/cherry-blossom-flower-cherry-tree-3320018/

Let’s Buy a House!

So you want to buy your first house! Jumping into the housing market can be an exciting, scary, and stressful process (I know)! There is so much information that, for a first time home buyer, the process can be overwhelming. Homes can be expensive! Down payments, closing costs, and inspections; there are a lot of […]

WRITTEN BY: Katie LaPlant, Extension Educator, Family and Consumer Sciences- Ottawa & Sandusky Counties

REVIEWED BY: Amanda Woods, M.Ed Healthy Finances Program Specialist

What’s Your Line?

I am a clothesline fanatic. I love hanging laundry outdoors.  It makes me feel patriotic and environmentally conscious all at the same time.  When my sister went to Paris a few years ago, she brought home a postcard for me that showed laundry hanging from the side of a Parisian apartment building.  She knew I […]

WRITTEN BY: Donna Green, Family and Consumer Sciences Educator, Ohio State University Extension, Erie County

REVIEWED BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County

SOURCES:

  • laundrylist.org/why-line-dry.html
  • www.thespruce.com/reasons-to-line-dry-laundry-2145997
  • www.home-ec101.com/sunlight-as-a-disinfectant-for-laundry/

Personal finance blogs (and beyond): Blog that I read regularly

Blogs are a great way of getting new ideas and staying up to date on topics of interest – our LiveSmartOhio blog certainly falls into this category! There are also a few personal finance blogs that I read carefully, and often use in my student teaching. I wanted to share three of them with you […]

WRITTEN BY: Cäzilia Loibl

REVIEWED BY: Amanda Woods

Retirement: When Your Income Stream is Suddenly in Your Hands

Ah, the blessings of retirement – no early morning alarm, no troublesome commute, and . . . no paycheck. You’re on your own for assuring a steady income flows into your checking account every month – hopefully one that will support your accustomed life style. In his study of this topic, Steve Vernon of the […]

REVIEWED BY: Reviewed by: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County

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