Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Money

Clues Your Personal Identity Has Been Compromised and Steps to Correct the Situation

    There are several ways your identity can be stolen. If you are vigilant in examining your financial records on a regular basis, you will observe inconsistencies of your accounts. The earlier those inconsistencies can be discovered, the quicker you can take steps to correcting the identity theft. If your identity was compromised several […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Scioto County, Ohio State University Extension

REVIEWED BY: Tammy Jones, Family and Consumer Science Educator, Pike County, Ohio State University Extension

PHOTO CREDITS:

  • freepik.com

SOURCES:

  • https://www.identitytheft.gov/Steps
  • https://www.consumer.ftc.gov/articles/0271-warning-signs-identity-theft
  • https://www.equifax.com/assets/PSOL/15-9814_psol_emotionalToll_wp.pdf

“It Takes Time but it is Time Worth Taking” Preventing Identity Theft

    Many times, in life we know we should do something before it is too late. We know our automobile battery is weak, but we wait until we are in a hurry to get to an important appointment and our vehicle will not start. We know our freezer in the basement is old, but […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Scioto County, Ohio State University Extension

REVIEWED BY: Roseanne Scammahorn, Ph.D., Family and Consumer Science Educator, Darke County, Ohio State University Extension

PHOTO CREDITS:

  • Shutterstock.com

SOURCES:

  • Consumer Reports, (2010). How to protect yourself from Identity Theft. Retrieved April 23, 2020 from https://www.consumerreports.org/cro/2010/07/protect-your-identity/index.htm
  • Federal Trade Commission, (2020). Identity Theft. Retrieved April 23, 2020 form https://www.consumer.ftc.gov/topics/identity-theft
  • Identity Theft. (2020). In USA.gov. Retrieved April 23, 2020 form https://www.usa.gov/identity-theft
  • Loftsgordon, A., (2020). Top Ten Ways to Prevent Identity Theft. Retrieved on April 23, 2020 from https://www.nolo.com/legal-encyclopedia/top-ten-ways-to-prevent-identity-theft.html

Have You Ever Been a Victim of Identity Theft?

  Four times in the past few years, my credit card information has been compromised.  I know how the number was stolen on the first incident. Other times, I have no idea how my information was attained by the perpetrators. A few years ago, when all the cool people, (not me), were purchasing Keurig Coffee […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Ohio State University Extension

REVIEWED BY: Treva Williams, M.Ed., Family and Consumer Science Educator, Ohio State University Extension

PHOTO CREDITS:

  • Shutterstock.com

SOURCES:

  • https://www.identitytheft.gov/
  • https://www.experian.com/blogs/ask-experian
  • https://www.ameriprise.com/privacy-security-fraud
  • https://www.treasury.gov
  • https://www.nsf.gov/oig/_pdf/brochures/identitytheft.pdf

Keep Yourself Safe: Coronavirus Scams

Scams are happening all around us at any given time. When a disaster happens like a hurricane or a national pandemic new scams start to emerge due to the circumstance. With the onset of Coronavirus, new scams have started specific to the pandemic. Here are some to watch out for. Calls from the Emergency Management […]

WRITTEN BY: Katie Schlagheck, Family and Consumer Sciences Educator, Ottawa & Sandusky Counties

REVIEWED BY: Roseanne Scammahorn, Family and Consumer Sciences Educator, Darke County

College Savings Options

For many, a college education is something they dream of, and with proper planning, it can become a reality.  According to the Federal Reserve the typical amount of education debt in 2018 among those with any outstanding balances was between $20,000 and $24,999.  Ohio residents are slightly above the national average debt ($28,650) at $30,629 […]

WRITTEN BY: Dr. Roseanne Scammahorn, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Darke County

REVIEWED BY: Kellie Lemly, Extension Educator, Family & Consumer Sciences, Ohio State University Extension, Champaign County, lemly.2@osu.edu

PHOTO CREDITS:

  • pixabay.com

Ditch the Debt in 2020

The holiday decorations have been stowed away, we have sung Auld Lang Syne as we rang in a new year, and now it is time make our 2020 resolution. Rather than picking the same one as in years past, how about trying Debt Dumping? Setting a goal isn’t always easy, it takes commitment and dedication […]

WRITTEN BY: Dr. Roseanne Ellison Scammahorn, Extension Educator, Family & Consumer Sciences, Ohio State University Extension, Darke County, scammahorn.5@osu.edu

REVIEWED BY: Kellie Lemly, Extension Educator, Family & Consumer Sciences, Ohio State University Extension, Champaign County, lemly.2@osu.edu

SOURCES:

  • Setting Goals for the New Year (Ohio State University) - https://u.osu.edu/ohwomeninag/tag/smart-goals/
  • Manage You Money (Ohio State University) - https://fcs.osu.edu/programs/major-program-areas/healthy-finances/money-management/manage-your-money
  • Setting Goals for the Agricultural Business (Ohio State University)- https://cpb-us-w2.wpmucdn.com/u.osu.edu/dist/1/14976/files/2015/11/Goal-Setting-1akh1p7.pdf
  • Healthy, Wealthy, & Wise (Mississippi State University) - http://extension.msstate.edu/sites/default/files/publications/miscellaneous/m1473_0.pdf
  • Budget Apps (Mississippi State University)- https://www.bulldogbudgets.msstate.edu/budget/#budget-app

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