Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Are You the Family Bank?

Have you always been seen as the “responsible one” in your family? Did you save and invest responsibility through your 30s, 40s, and 50s, and now your grown children and other relatives are coming to you for money?  A study by Merrill Lynch in partnership with Age Wave reveals that three out of five people […]

SOURCES:

  • https://mlaem.fs.ml.com/content/dam/ML/Articles/pdf/family-and-retirement-elephant-in-the-room.pdf
  • http://crr.bc.edu/special-projects/national-retirement-risk-index/
  • http://crr.bc.edu/wp-content/uploads/2017/02/IB_17-4.pdf

Financial Wellness for People With Disabilities and Their Families

Guest post by Michael R. Roush, Director, Real Economic Impact Network, National Disability Institute Often individuals with disabilities may not be familiar with the savings options available to them, or they may be afraid to save money in fear of jeopardizing their public benefits. However, individuals with disabilities can potentially access a wide variety of saving […]

WRITTEN BY: Michael R. Roush, Director, Real Economic Impact Network, National Disability Institute

REVIEWED BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

Living in Perennial Debt?

The average U.S. household carries credit card debt.  But what habits set those with debt apart from those who stay in the black? Some of the most common causes for indebtedness include underemployment or medical expenses.  If you find yourself in perpetual debt, but these two aren’t the culprits, look a little further for behaviors that might be […]

WRITTEN BY: Nancy Stehulak, M.Ed, Family and Consumer Science Educator

REVIEWED BY: Dr. Caezilia Loibl

PHOTO CREDITS:

  • pixabay.com

SOURCES:

  • https://www.federalreserveconsumerhelp.gov/

Couples Managing Money

A study conducted in the spring of 2014 by UBS Wealth Management America, reflects that there are still big gender differences between men and women with regard to financial decisions. The study indicates that even though both spouses believe that they are equally involved in family finances, women are more likely to pay the day-to-day […]

WRITTEN BY: Kathy Michelich

REVIEWED BY: Amanda Woods

Spending, Saving, Giving . . . and More

A friend of mine is blessed with two elementary-aged daughters. He and his wife provide them each a $7.00 weekly allowance with the following parameters: $2.00 is okay to spend, $4.00 should be saved, and $1.00 is to be giving away to a charity. These fortunate children are learning a basic principle for achieving financial […]

Tax Time…….what you need to get prepared

It’s time to put 2015 behind us and look forward to what a new year has in store. Many people are motivated to set financial goals, make spending plans, and get documents organized when a fresh year begins, and as April is only a couple months away, it’s time to start preparing for filing your […]

WRITTEN BY: Tammy Jones, Extension Educator, Family and Consumer Sciences, Ohio State University Extension – Pike County, jones.5640@osu.edu

REVIEWED BY: Kathy Michelich, Extension Educator, Family and Consumer Sciences, Ohio State University Extension - Warren County, michelich.1@osu.edu

PHOTO CREDITS:

  • www.pixabay.com

SOURCES:

  • Consumer Financial Protection Bureau
  • Internal Revenue Service

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