Behavior happens because it is something we have done over and over, i. e. it is a habit, OR it is something that we do because we have a reason for doing it. Changing behavior, therefore, requires different strategies for these different types of behavior. Researchers have studied intentional and habitual behavior and have some […]
They Add Up Fast: Calculate Your Small Repeated Expenses
The small repeated expenses are the “budget busters” for many people. It can be hard to know the impact of these small items on your overall expense picture without adding them up. The eXtension Financial Security for All web site features a new calculator for estimating the annual cost of small repeated expenses. Go to […]
Think Simple with this Year’s Diet Resolutions
New year, new you? Think that requires drastic change? Here’s a reason not to adopt the latest diet outlawing your favorite food group. Changing habits is a gradual process of tweaking and making adjustments in behavior. It’s not something you can turn on like a light switch. So forgot about adopting rules will you will break before the end […]
Finding “Added” Sugars in Food
The nutrition science has pointed to added sugar in the diet as a problem for a long time (linking it to high cholesterol, high triglycerides, high blood pressure, and obesity), but until yesterday, there was no set amount that was recommended. How much is too much? 2 cookies or 5 cookies a day? 2 can of […]
Responding to Today’s Financial Challenges: Can We Change Our Old Ways?
Recently, most of us have had many opportunities to consider the financial condition of our economy and how that impacts us. For some of us, this is the time to change the way we have been managing our money. But, altering our behavior is not easy. In fact, changing money habits can be especially difficult. […]