Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Money

The Ohio Saves Week webinar series presented in Spring 2024

Ohio Saves is an America Saves campaign encouraging every Ohioan to save money, reduce debt, and build wealth. The week of April 8, 2024 was Ohio Saves Week and FCS educators recorded several webinars for the event. List of webinars Saving at any age from 4/12/24 Paying down debt is saving from 4/11/24 Navigating Financial […]

Insurance for Hidden Financial Obstacles.

Title: Insurance for Hidden Financial Obstacles. Earlier this year a former high school classmate, a couple of years behind me, and his son were killed in a motor vehicle accident. The emotional impact on those families involved must have been devastating. My thoughts went to a woman that lost her spouse and her son, children […]

WRITTEN BY: Ken Stewart, Family and Consumer Sciences Educator, Ohio State Univesity Extension, Monroe County

REVIEWED BY: Courtney Warman, State Specialist, Healthy Finances

PHOTO CREDITS:

  • Stock Photo

SOURCES:

  • Andrew Hurst, January 2021, Value Penguin Most Americans Can Be Fully Insured for 20% of Income
  • Consumer Glossary (naic.org)
  • 8 Types of Insurance You Can't Go Without - Ramsey (ramseysolutions.com)
  • What is Insurance? | Principles of Insurance | Types & Benefits (byjus.com)

REFERENCES:

  • https://byjus.com/govt-exams/principles-of-insurance/#:~:text=To%20ensure%20the%20proper%20functioning%20of%20an%20insurance,Indemnity%205%20Subrogation%206%20Contribution%207%20Loss%20Minimization

Save Money by Lowering Vacation Costs

Lower Vacation Costs While I was growing up my father would sometimes say this about vacations, “It is not what you are doing that makes it a vacation, it is what you are not doing.” While it is true that we never went to “Wally World” we did go on a vacation of sort every […]

WRITTEN BY: Ken Stewart, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Dr. Roseanne Scammahorn, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Darke County

PHOTO CREDITS:

  • Photo by Ken Stewart

SOURCES:

  • https://www.kasasa.com/blog/travel/cheap-vacation-ideas "Cheap Vacation Ideas: 11 Tips for More Affordable Summer Travels" March 22, 2022
  • https://www.ramseysolutions.com/saving/cheap-vacation ideas "15 Cheap Vacation Ideas for your Whole Family"- March 9, 2022
  • https://www.travelinspiredliving.com/things-to-see-in-ohio/

REFERENCES:

  • http://www.senic.org/
  • http://www.travelinspiredliving.com/
  • http://www.withintheworld.com/no-money-traveling

National Nutrition Month

Did you know March is National Nutrition Month? As defined by Merriam-Webster, nutrition is the act or process of nourishing or being nourished. We can nourish ourselves by eating fresh fruits and vegetables, lean proteins, dairy, and whole grains. According to the U.S. Department of Agriculture (USDA), a healthy balanced diet includes making half of […]

WRITTEN BY: Caitlin Mathews-Smith, OSU Extension, Guernsey County, Family and Consumer Sciences

REVIEWED BY: Jenny Lobb, Extension Educator, Family and Consumer Sciences, OSU Extension Franklin County

PHOTO CREDITS:

  • "MyPlate Servings". Gleaners Nutrition Hub, http://www.gleanersnutritionhub.org/blog/archives/12-2020.
  • Photo taken by Caitlin Mathews-Smith

REFERENCES:

  • MyPlate | U.S. Department of Agriculture. (n.d.). MyPlate | U.S. Department of Agriculture. https://www.myplate.gov/
  • Academy of Nutrition and Dietetics. National Nutrition Month. https://www.eatright.org/national-nutrition-month-2023

FCS February

When we think of February, a few celebrations come to mind: American Heart Month, Black History Month, Groundhog Day, Super Bowl Sunday, Valentine’s Day, and President’s Day. Family and Consumer Sciences (FCS) Educator Day probably isn’t something you’ve heard about, but it takes place this year on February 15th and highlights the field of study […]

WRITTEN BY: Caitlin Mathews-Smith, OSU Extension, Guernsey County, Family and Consumer Sciences

REVIEWED BY: Amy Meehan, Healthy People Program Specialist, State Office, Family and Consumer Sciences

Behavioral Economics aka Emotions & Money

Life is a journey!  The path we choose to take is dependent upon how we make decisions to meet our needs and wants.  Maslow’s Hierarchy of Human Needs graphic below shows the progression for identifying our needs as we move from foundation to peak.    Now back to the title of this week’s message – […]

WRITTEN BY: Margaret Jenkins

REVIEWED BY: Candace Heer 

REFERENCES:

  • https://americasaves.org/resource-center/podcasts/episode-8-how-emotions-influence-your-money-habits/  
  • https://news.uchicago.edu/explainer/what-is-behavioral-economics
  •  Maslow. A. H. "A Theory of Human Motivation," Psychological Review, Vol. 50 (1943), pp. 370-396
  • Consumer Financial Protection Bureau, (2022) Your Money Your Goals. at consumerfinance.gov/practitioner-resources/your-money-your-goals 

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