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October 12, 2016

Financial Wellness for People With Disabilities and Their Families

Guest post by Michael R. Roush, Director, Real Economic Impact Network, National Disability Institute Often individuals with disabilities may not be familiar with the savings options available to them, or they may be afraid to save money in fear of jeopardizing their public benefits. However, individuals with disabilities can potentially access a wide variety of saving […]

WRITTEN BY: Michael R. Roush, Director, Real Economic Impact Network, National Disability Institute

REVIEWED BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

Categories: Money, Uncategorized
Tags: finances, Financial Help, money, money management, saving money

September 28, 2016

Living in Perennial Debt?

The average U.S. household carries credit card debt.  But what habits set those with debt apart from those who stay in the black? Some of the most common causes for indebtedness include underemployment or medical expenses.  If you find yourself in perpetual debt, but these two aren’t the culprits, look a little further for behaviors that might be […]

WRITTEN BY: Nancy Stehulak, M.Ed, Family and Consumer Science Educator

REVIEWED BY: Dr. Caezilia Loibl

PHOTO CREDITS:

  • pixabay.com

SOURCES:

  • https://www.federalreserveconsumerhelp.gov/

Categories: Money
Tags: credit cards, debt, money

May 18, 2016

Couples Managing Money

A study conducted in the spring of 2014 by UBS Wealth Management America, reflects that there are still big gender differences between men and women with regard to financial decisions. The study indicates that even though both spouses believe that they are equally involved in family finances, women are more likely to pay the day-to-day […]

WRITTEN BY: Kathy Michelich

REVIEWED BY: Amanda Woods

Categories: Money
Tags: couples, investing, money, Roles

January 20, 2016

Spending, Saving, Giving . . . and More

A friend of mine is blessed with two elementary-aged daughters. He and his wife provide them each a $7.00 weekly allowance with the following parameters: $2.00 is okay to spend, $4.00 should be saved, and $1.00 is to be giving away to a charity. These fortunate children are learning a basic principle for achieving financial […]

Categories: Money
Tags: Giving, investing, money, saving, spending

January 6, 2016

Tax Time…….what you need to get prepared

It’s time to put 2015 behind us and look forward to what a new year has in store. Many people are motivated to set financial goals, make spending plans, and get documents organized when a fresh year begins, and as April is only a couple months away, it’s time to start preparing for filing your […]

WRITTEN BY: Tammy Jones, Extension Educator, Family and Consumer Sciences, Ohio State University Extension – Pike County, jones.5640@osu.edu

REVIEWED BY: Kathy Michelich, Extension Educator, Family and Consumer Sciences, Ohio State University Extension - Warren County, michelich.1@osu.edu

PHOTO CREDITS:

  • www.pixabay.com

SOURCES:

  • Consumer Financial Protection Bureau
  • Internal Revenue Service

Categories: Money
Tags: IRS, money, organize, tax prep, taxes

December 16, 2015

Begin with the End in Mind

And so it goes. We will be celebrating the end of this year and the beginning of a New Year over the next couple of weeks. This is a good time to take stock of where we are financially. What should you be considering? Taxes. Americans are addicted to tax refunds. Consider taking control of […]

WRITTEN BY: Nancy Stehulak, M.Ed, Henry County Extension Educator

REVIEWED BY: Amanda Woods, Healthy Finances Program Specialist

PHOTO CREDITS:

  • Pixabay.com

SOURCES:

  • IRS.gov; eXtension.org

Categories: Money
Tags: debt, money, net worth, taxes

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