Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Don’t Delay, Start Saving TODAY!

Maybe you missed the boat in starting to save for retirement earlier in life. If so, you are not alone. One in three Baby Boomers (33%), the generation closest to retirement age, only have between $0-$25,000 in retirement savings, while 21% of Americans have no retirement savings at all. The average American spends roughly 20 […]

WRITTEN BY: Dr. Roseanne E. Scammahorn, Family and Consumer Sciences Educator, OSU Extension Darke County

REVIEWED BY: Melissa Rupp, Family and Consumer Sciences Educator, OSU Extension Fulton County

Working in the “Retirement Years”

By 2020, one in four American workers will be over the age of 55 and as the Baby Boomer generation continues to age into their retirement years, not working is becoming more a developmental process than an abrupt event. A recent Pew Research Center analysis of federal employment data reported that in May of 2000, […]

REVIEWED BY: Amanda Woods, Healthy Finances Program Specialist

Are You the Family Bank?

Have you always been seen as the “responsible one” in your family? Did you save and invest responsibility through your 30s, 40s, and 50s, and now your grown children and other relatives are coming to you for money?  A study by Merrill Lynch in partnership with Age Wave reveals that three out of five people […]

SOURCES:

  • https://mlaem.fs.ml.com/content/dam/ML/Articles/pdf/family-and-retirement-elephant-in-the-room.pdf
  • http://crr.bc.edu/special-projects/national-retirement-risk-index/
  • http://crr.bc.edu/wp-content/uploads/2017/02/IB_17-4.pdf

Gain Confidence in Your Financial Future

Saving for retirement is an important step for us all to take toward financial stability in old age, and yet many Americans are not doing enough to prepare.  According to a 2016 Retirement Confidence Survey conducted by the Employee Benefit Research Institute (EBRI), only 21% of employees poled said they were very comfortable with the amount […]

WRITTEN BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

REVIEWED BY: Lauren Jones, PhD Assistant Professor Department of Human Sciences. Melanie S. Hart, M.S. Family and Consumer Sciences Educator, Ohio State University Extension & Shawna Hite, Healthy People Program Specialist, OSU Extension Family & Consumer Sciences

PHOTO CREDITS:

  • pixabay.com

SOURCES:

  • America Saves - AmericaSaves.org
  • Employee Benefit Research Institute (EBRI), 2016, https://www.ebri.org/pdf/pr1157.rcs-16.22mar16.pdf

It’s National Retirement Planning Week!

Are you one of the countless adults who would rather get a dental filling than think about your retirement plan?  This week is National Retirement Planning Week. It was created to help people focus on making choices to create a stable financial future for themselves. If you aren’t sure if you’ll ever be able to […]

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