Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Getting Financial Aid Without Getting Scammed

Avoiding financial aid scams.   My first year of college I was invited by a person from my dorm to attend a sales presentation. When they said that I would receive a FREE glass beer mug I agreed. I attended the presentation, thinking that I would stay only long enough to get my mug. It turned […]

WRITTEN BY: Ken Stewart, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Courtney Warman

PHOTO CREDITS:

  • https://pixabay.com/photos/mentor-school-students-college-3513738/

SOURCES:

  • https://studentaid.gov/resources/scams
  •  http://www.consumer.ftc.gov/articles/how-avoid-scholarship-and-financial-aid-scams
  • https://studentaid.gov/articles/student-loan-scams   

Personal Safety: Protecting Yourself From Scams

From an early age we are taught to focus on personal safety, learning to protect ourselves from danger whenever possible.  In time, we learn that personal safety includes many areas of our lives, and should also include maintaining and protecting our financial wellness.  One way that we can maintain our financial wellness is to be vigilant about […]

WRITTEN BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

REVIEWED BY: Melanie S. Hart, M.S. Family and Consumer Sciences Educator, Ohio State University Extension & Shawna Hite, Healthy People Program Specialist, OSU Extension Family & Consumer Sciences

SOURCES:

  • https://www.ftc.gov
  • http://www.ohioattorneygeneral.gov

REFERENCES:

  • http://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers/Consumer-Tips/Consumer-Tips-Scams
  • http://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers
  • https://www.consumer.ftc.gov/articles/0060-10-ways-avoid-fraud
  • https://www.consumer.ftc.gov/articles/0003-phishing
  • http://ftc.gov/idtheft
  • http://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers/Scams
  • http://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers/File-A-Complaint.aspx

How Can I Spot and Avoid Foreclosure Scams?

If you have trouble making payments on your home, be careful so you do not become the victim of a home foreclosure scam. Scammers may target you through publications, on-line advertising, flyers, or by phone. HOW TO SPOT FORECLOSURE SCAMS Here are some warning signs that may help you prevent foreclosure scams: • A request […]

WRITTEN BY: Pat Holmes, CFCS, M.S.

REVIEWED BY: Carlie Boos, Ohio Housing Finance Agency

SOURCES:

  • Board of Governors of the Federal Reserve System http://www.federalreserve.gov/consumerinfo/fivetips_foreclosure.htm
  • Consumer Financial Protection Bureau http://www.consumerfinance.gov/
  • Federal Trade Commission http://www.consumer.ftc.gov/articles/0100-mortgage-relief-scams
  • Ohio Attorney General Mike DeWine http://www.ohioattorneygeneral.gov/Individuals-and-Families/Consumers/Foreclosure/Foreclosure-Rescue-Scams
  • Ohio Housing Finance Agency https://ohiohome.org/
  • Save the Dream http://www.savethedream.ohio.gov/
  • USA.gov https://www.usa.gov/housing-scams
  • U.S. Department of Housing and Urban Development http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure
  • http://www.hud.gov/offices/hsg/sfh/hcc/fc/
  • http://portal.hud.gov/hudportal/HUD?src=/i_want_to/talk_to_a_housing_counselor

Need Assistance?

If you are having issues logging into the site, need assistance with updates, or need to request an alternate format please send an email to the EHE Service Desk at servicedesk@ehe.osu.edu stating the nature of your issue and we will assist you. Thank you.
Are you a Live Smart Ohio Author? Log in here!

Follow us!