Family and Consumer Sciences

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Ohio State University Extension

Search Results for: Your financial life

How to “buy” happiness and better health

My husband and I took my 15 year old daughter to see Hamilton a couple nights ago. Her birthday was January 29th, the same day that Hamilton opened in Columbus. She told me last summer that she would like to go to the show for her birthday. I informed her that I would try to […]

WRITTEN BY: Misty Harmon, Family and Consumer Sciences Educator, Ohio State University Extension, Perry County, harmon.417@osu.edu

REVIEWED BY: Shannon Carter, Family and Consumer Sciences Educator, Ohio State University Extension, Fairfield County

PHOTO CREDITS:

  • https://pixabay.com/en/african-african-american-american-3741972/
  • https://pixabay.com/en/couple-happy-old-grandfather-858694/

SOURCES:

  • Consumer Federation of America, (2018). 54 Ways to Save Money, America Saves. Retrieved from: https://americasaves.org/for-savers/make-a-plan-how-to-save-money/54-ways-to-save-money
  • Newman, K. (2016). Six Ways to Get More Happiness for Your Money. Greater Good Magazine. Found here: https://greatergood.berkeley.edu/article/item/six_ways_to_get_more_happiness_for_your_money
  • Santi, J. (2015). Nine Tips to Make Your Giving Feel Good. Greater Good Magazine. Retrieved from: https://greatergood.berkeley.edu/article/item/nine_tips_to_make_your_giving_feel_good
  • Wilblin, R. (2016). Everything you need to know about whether money makes you happy. 80,000 hours. Retrieved from: https://80000hours.org/articles/money-and-happiness/
  • University of Minnesota, (2016). How Can You Improve Your Relationship with Money? Taking Charge of Your Health and Wellbeing. Found here: https://www.takingcharge.csh.umn.edu/how-can-you-improve-your-relationship-money

REFERENCES:

  • Bea, S. (2016). Wanna Give? This Is Your Brain on a ‘Helper’s High’. Cleveland Clinic. Found here: https://health.clevelandclinic.org/why-giving-is-good-for-your-health/

Hey Kids! Employers Want to See Work Experience!!

Many of the high school students who worked part-time jobs this summer have given up their jobs now that school has started. However, for college students, the decision to acquire a job while on campus and to keep working throughout the school year is a tough decision. I personally worked 24 hours/week when I was […]

WRITTEN BY: Donna Green, Family and Consumer Sciences Educator, Ohio State University Extension, Erie County

REVIEWED BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County

PHOTO CREDITS:

  • https://search.creativecommons.org/

SOURCES:

  • https://www.thebalance.com/can-i-work-and-go-to-college-2386212
  • https://www.usnews.com/education/best-colleges/articles/2012/09/13/consider-pros-and-cons-of-working-in-college
  • http://www.naceweb.org/talent-acquisition/candidate-selection/employers-prefer-candidates-with-work-experience/

Personal finance blogs (and beyond): Blog that I read regularly

Blogs are a great way of getting new ideas and staying up to date on topics of interest – our LiveSmartOhio blog certainly falls into this category! There are also a few personal finance blogs that I read carefully, and often use in my student teaching. I wanted to share three of them with you […]

WRITTEN BY: Cäzilia Loibl

REVIEWED BY: Amanda Woods

Got Money?….for College

With one son in college, one in his senior year of high school and a daughter in 8th grade, the topics of college and money come up a lot in my house. From a young age, we have always been very open about finances with the kids. We have discussed various financial issues and concepts […]

WRITTEN BY: Misty Harmon, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Perry County

REVIEWED BY: Shannon Carter, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Fairfield County

PHOTO CREDITS:

  • Pixabay. Found at: https://pixabay.com/en/puzzle-money-business-finance-2500328/

SOURCES:

  • Flay, B. (2017). How to Pay for Your Children's Education. Debt.org. Found at: https://www.debt.org/students/parents-pay/
  • Ramsey, Dave. College Funding and Your Retirement. Found at: https://www.daveramsey.com/blog/college-funding-and-your-retirement
  • Federal Student Aid, The U. S. Department of Education. Found at: https://fafsa.ed.gov/
  • Johnson, Mia. 2017, October 2. 12 Myths about the FAFSA Form and Applying for Financial Aid. Home Room, The Official Blog of the U.S. Department of Education. Found at: https://blog.ed.gov/2017/10/12-myths-fafsa-form-applying-financial-aid/?utm_content=&utm_medium=email&utm_name=&utm_source=govdelivery&utm_term
  • Press Office. The U.S. Department of Education. 2017, October 3. 2018-19 Free Application for Federal Student Aid (FAFSA) Opened Oct. 1st. Found at: https://www.ed.gov/news/press-releases/2018-19-free-application-federal-student-aid-fafsa%C2%AE-opened-oct-1
  • National Center for Education Statistics. College Navigator. Found at: https://nces.ed.gov/collegenavigator/
  • Wang, M. 2012, October 4. No Income? No Problem! How the Gov't is Saddling Parents with College Loans They Can't Afford. ProPublica. Found at: https://www.propublica.org/article/how-the-govt-is-saddling-parents-with-college-loans-they-cant-afford
  • Flay, B. (2017). Students and Debt. Debt.org. Found at: https://www.debt.org/students/
  • Open Education Database. Found at: http://oedb.org/advice/hacking-financial-aid-33-ways-to-get-money-for-college/
  • Federal Student Aid, The U. S. Department of Education. Found at: https://studentaid.ed.gov/sa/prepare-for-college/choosing-schools/consider/costs
  • Next Gen Personal Finance and McKinney. Found at: https://www.timeforpayback.com/
  • Martin, A. & Lehren, A. W. 2012, May 12. Degrees of Debt: A Generation Hobbled by the Soaring Cost of College. The New York Times. Retrieved from: http://www.nytimes.com/2012/05/13/business/student-loans-weighing-down-a-generation-with-heavy-debt.html?pagewanted=all
  • Edvisors Financial Aid Newsletter. Found at: https://www.edvisors.com/plan-for-college/advice-for-parents/mistakes-that-affect-aid-eligibility/

REFERENCES:

  • Flay, B. (2017). How to Pay for Your Children's Education. Debt.org. Found at: https://www.debt.org/students/parents-pay/
  • Ramsey, Dave. College Funding and Your Retirement. Found at: https://www.daveramsey.com/blog/college-funding-and-your-retirement

A Gentle Push to Overcome Procrastination

Have you ever wanted to begin a long-term project, such as managing your weight, writing a book, or using a financial budget? If “Yes”, I presume that you may need some help to take the next step, action. In this blog, I offer you a gentle push to get started. In their book, A Guide […]

WRITTEN BY: Joseph Maiorano, PhD, Educator, Family and Consumer Sciences, Harrison County Extension, maiorano.2@osu.edu

REVIEWED BY: Amanda Woods, Healthy Finances Program Specialist, OSU Extension Family & Consumer Sciences, woods.485@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/stretching-sports-woman-athlete-498256/

REFERENCES:

  • Ellis, A. E. & Harper, R. A. (1997). A Guide to Rational Living. Chartsworth, CA: Wilkshire Book Company.
  • Rozental, A., Forsell, E, Svensson, A., Andersson, G. & Carlbring, P. (2017) Overcoming procrastination: One-year follow-up and predictors of change in a randomized controlled trial of Internet-based cognitive behavior therapy, Cognitive Behaviour Therapy, 46:3, 177-195.

New Baby, New Plans

As if there isn’t enough to think about when planning for a baby’s arrival (major lifestyle changes, childcare, creating a safe and comforting environment, to name a few), parents-to-be or those planning to start a family should take a good, hard look at their financial circumstances. Since 1960, the USDA has been issuing a report […]

WRITTEN BY: Joanna Fifner, Extension Educator, Ohio State University, fifner.2@osu.edu

REVIEWED BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

SOURCES:

  • https://www.cnpp.usda.gov/expenditures-children-families-annual-report
  • https://livesmartohio.osu.edu/money/extensionauthors/rainy-day-savings-how-are-your-skies-looking-today/
  • http://www.insurance.ohio.gov/Newsroom/Tips/Pages/Basics.aspx

REFERENCES:

  • http://www.insurance.ohio.gov/Newsroom/Tips/Pages/Basics.aspx
  • http://www.insurance.ohio.gov/Consumer/pages/LifeToolkit.aspx
  • http://njaes.rutgers.edu/money/ffquiz/

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