Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Financial tips at the end of the year

The end of the calendar year is a perfect time to review our financial lives of the past year and make plans for the new year. I have used the following four websites in my research and for my undergraduate personal finance course at OSU, and organized them into four steps. I hope you find […]

WRITTEN BY: Cäzilia Loibl

REVIEWED BY: Amanda Woods

Got Money?….for College

With one son in college, one in his senior year of high school and a daughter in 8th grade, the topics of college and money come up a lot in my house. From a young age, we have always been very open about finances with the kids. We have discussed various financial issues and concepts […]

WRITTEN BY: Misty Harmon, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Perry County

REVIEWED BY: Shannon Carter, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Fairfield County

PHOTO CREDITS:

  • Pixabay. Found at: https://pixabay.com/en/puzzle-money-business-finance-2500328/

SOURCES:

  • Flay, B. (2017). How to Pay for Your Children's Education. Debt.org. Found at: https://www.debt.org/students/parents-pay/
  • Ramsey, Dave. College Funding and Your Retirement. Found at: https://www.daveramsey.com/blog/college-funding-and-your-retirement
  • Federal Student Aid, The U. S. Department of Education. Found at: https://fafsa.ed.gov/
  • Johnson, Mia. 2017, October 2. 12 Myths about the FAFSA Form and Applying for Financial Aid. Home Room, The Official Blog of the U.S. Department of Education. Found at: https://blog.ed.gov/2017/10/12-myths-fafsa-form-applying-financial-aid/?utm_content=&utm_medium=email&utm_name=&utm_source=govdelivery&utm_term
  • Press Office. The U.S. Department of Education. 2017, October 3. 2018-19 Free Application for Federal Student Aid (FAFSA) Opened Oct. 1st. Found at: https://www.ed.gov/news/press-releases/2018-19-free-application-federal-student-aid-fafsa%C2%AE-opened-oct-1
  • National Center for Education Statistics. College Navigator. Found at: https://nces.ed.gov/collegenavigator/
  • Wang, M. 2012, October 4. No Income? No Problem! How the Gov't is Saddling Parents with College Loans They Can't Afford. ProPublica. Found at: https://www.propublica.org/article/how-the-govt-is-saddling-parents-with-college-loans-they-cant-afford
  • Flay, B. (2017). Students and Debt. Debt.org. Found at: https://www.debt.org/students/
  • Open Education Database. Found at: http://oedb.org/advice/hacking-financial-aid-33-ways-to-get-money-for-college/
  • Federal Student Aid, The U. S. Department of Education. Found at: https://studentaid.ed.gov/sa/prepare-for-college/choosing-schools/consider/costs
  • Next Gen Personal Finance and McKinney. Found at: https://www.timeforpayback.com/
  • Martin, A. & Lehren, A. W. 2012, May 12. Degrees of Debt: A Generation Hobbled by the Soaring Cost of College. The New York Times. Retrieved from: http://www.nytimes.com/2012/05/13/business/student-loans-weighing-down-a-generation-with-heavy-debt.html?pagewanted=all
  • Edvisors Financial Aid Newsletter. Found at: https://www.edvisors.com/plan-for-college/advice-for-parents/mistakes-that-affect-aid-eligibility/

REFERENCES:

  • Flay, B. (2017). How to Pay for Your Children's Education. Debt.org. Found at: https://www.debt.org/students/parents-pay/
  • Ramsey, Dave. College Funding and Your Retirement. Found at: https://www.daveramsey.com/blog/college-funding-and-your-retirement

Managing ‘Net Worth’

This useful “big picture” tool shows your current overall financial position. It is like a “financial snapshot” that shows the difference between your total assets (what you own) and your total liabilities (what you owe). This relationship can be stated as: Assets – Liabilities = Net Worth Net worth is the dollar amount you would […]

WRITTEN BY: Nancy Stehulak, M.Ed Extension Educator, Henry County Ohio

REVIEWED BY: Melanie Hart, Extension Educator, Greene County, Ohio

PHOTO CREDITS:

  • Pixabay.com

SOURCES:

  • The Homebuyer's Guide,Bulletin 946, Ohio State University Extension, estore.osu-extension.org

REFERENCES:

  • Kelly Blue Book, www.kbb.com

Perils of Budgeting on the Home Front

If you have ever asked, ‘how do I put together a budget’, you are not alone. It is difficult to set up a budget and stay true to it, with a myriad of expenses coming our way. Have you ever wondered what the biggest hurdles to budgeting are and how people get around them? Some […]

WRITTEN BY: Nancy Stehulak, M.Ed, Extension Educator, Henry County

REVIEWED BY: Amanda Woods, M.Ed, Healthy Finances Program Specialist

PHOTO CREDITS:

  • pixabay.com

REFERENCES:

  • Manage Your Money, http://extension.missouri.edu/p/GH3830#spending

A Tale of Love and Money

I can remember being a little girl, sitting absolutely still and listening with an open heart to stories of how people meet, fall in love, and live happily ever after.  Really, it’s beautiful.  But I’m here to ask why no one ever feels compelled to also mention that dating can be pretty financially draining.  And […]

WRITTEN BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

REVIEWED BY: Carmen Irving, M.A., CFLE, CYC-P, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Union County

Need Assistance?

If you are having issues logging into the site, need assistance with updates, or need to request an alternate format please send an email to the EHE Service Desk at servicedesk@ehe.osu.edu stating the nature of your issue and we will assist you. Thank you.
Are you a Live Smart Ohio Author? Log in here!

Follow us!