Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Behavioral Economics aka Emotions & Money

Life is a journey!  The path we choose to take is dependent upon how we make decisions to meet our needs and wants.  Maslow’s Hierarchy of Human Needs graphic below shows the progression for identifying our needs as we move from foundation to peak.    Now back to the title of this week’s message – […]

WRITTEN BY: Margaret Jenkins

REVIEWED BY: Candace Heer 

REFERENCES:

  • https://americasaves.org/resource-center/podcasts/episode-8-how-emotions-influence-your-money-habits/  
  • https://news.uchicago.edu/explainer/what-is-behavioral-economics
  •  Maslow. A. H. "A Theory of Human Motivation," Psychological Review, Vol. 50 (1943), pp. 370-396
  • Consumer Financial Protection Bureau, (2022) Your Money Your Goals. at consumerfinance.gov/practitioner-resources/your-money-your-goals 

COVID-19 Vaccine Resources

Please browse this collection of resources and information regarding COVID-19 vaccines and boosters. The links below can serve to educate you on the safety, efficacy, and availability of COVID-19 vaccines and boosters. This is not intended to be a comprehensive or complete list of resources but can serve as a starting point to answer some […]

WRITTEN BY: Sarah Overstrom, guest author

REVIEWED BY: Myriam Shaw Ojeda and Amy Meehan

Healthy Giving-Philanthropy and Charitable Giving

I read a story recently in Ohio State News that Nina and Ryan Day gave $1 million to establish mental health resilience fund at Ohio State. Governor and Mrs. DeWine holding an event promoting Dolly Parton’s Imagination Library of Ohio was also a recent topic. This program promotes literacy, by putting free books into the […]

WRITTEN BY: Ken Stewart, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Lisa Barlage, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Ross County

PHOTO CREDITS:

  • https://media.istockphoto.com/photos/edonation-concept-picture-id1298626388?k=20&m=1298626388&s=612x612&w=0&h=UHdDhdDUlEv867TIk_axUPBq_IYY4bmDU5x4V77Ft5I=

SOURCES:

  • https://blog.philanthropy.iupui.edu/2021/11/23/smart-giving-for-the-holiday-season-the-rest-of-the-year-and-a-lifetime/
  • https://news.osu.edu/nina-and-ryan-day-give-1-million-to-establish-mental-health-resilience-fund-at-ohio-state/
  • https://greatergood.berkeley.edu/article/item/5_ways_giving_is_good_for_you
  • https://ohioline.osu.edu/factsheet/FLM-FS-13-03-R10

Insuring your furry family member

Sixty-three percent of U.S. households own a dog or cat, sales of pet care services are totaling at $5.8 billion dollars in the U.S., $123.6 billion U.S. pet industry dollars was spent in 2021 and by 2026 veterinary occupations are expected to grow almost three times faster than projected growth for all occupations. Our pets […]

WRITTEN BY: Candace J. Heer, Educator, Family and Consumer Sciences, Ohio State University Extension, Morrow County; heer.7@osu.edu

REVIEWED BY: Laura Halladay, Educator, Family and Consumer Sciences, Ohio State University Extension, Greene County; halladay.6@osu.edu

PHOTO CREDITS:

  • Phinneas E. Heer, 2022, taken by C.J. Heer
  • Binny at camp, 2022, taken by Laura Halladay

SOURCES:

  • American Pet Products association. Pet Industry Market Size, Trends & Ownership Statistics
  • American Veterinary Medical Association. U.S. pet ownership statistics
  • Consumer Financial Protection Bureau. Financial terms glossary
  • Consumer Financial Protection Bureau. What is insurance?
  • Forbes Advisor. Best Pet Insurance of 2022
  • Healthypaws Pet Insurance & Foundation. History Lessons: Pet Health Insurance
  • North American Pet Health Insurance Association (NAPHIA). State of the Industry Report 2022
  • U.S. Bureau Of Labor Statistics. Ahead of the pack: why are veterinary occupations growing much faster than average?
  • United States Census Bureau. Pet Owners Spending More on Time-Saving, Specialty Pet Care Services
  • U.S. News and World Report. Best Pet Insurance Companies of 2022
  • 2022 GlobeNewswire, Inc. North America Pet Insurance Market size to surpass $3.8bn by 2027, says Graphical Research

Bad Credit, No Credit, What’s the Catch?

There are a couple of area car dealerships that advertise “Guaranteed Financing. Bad Credit! No Credit! No Problem! Guaranteed on the spot financing available.”  As the father of a teenage driver, I became curious to find out if this might be an option. What’s the catch? I also wondered would this option help build credit […]

WRITTEN BY: Ken Stewart, Extension Educator,Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Lisa Barlage, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Ross County

PHOTO CREDITS:

  • Dan Gold-N7RiDzfF2iw-unsplash

SOURCES:

  • Credit Karma, Buy-here, pay-here financing: What you need to know (2022) Kim Porter
  • Lending Tree.com, Why you should skip the 'Buy Here Pay Here' Car Lots (2022)
  • Bank Rate What You Should Know About 0% APR Car Deals, Michelle Black

REFERENCES:

  • Consumer Financila Protection Bureau, https://www.consumerfinance.gov/consumer-tools/educator-tools/buying-a-car/#anchor_start.

Footer links area

Footer

Need Assistance?

If you are having issues logging into the site, need assistance with updates, or need to request an alternate format please send an email to the EHE Service Desk at servicedesk@ehe.osu.edu stating the nature of your issue and we will assist you. Thank you.
Are you a Live Smart Ohio Author? Log in here!

Follow us!