Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Healthy Giving-Philanthropy and Charitable Giving

I read a story recently in Ohio State News that Nina and Ryan Day gave $1 million to establish mental health resilience fund at Ohio State. Governor and Mrs. DeWine holding an event promoting Dolly Parton’s Imagination Library of Ohio was also a recent topic. This program promotes literacy, by putting free books into the […]

WRITTEN BY: Ken Stewart, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Lisa Barlage, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Ross County

PHOTO CREDITS:

  • https://media.istockphoto.com/photos/edonation-concept-picture-id1298626388?k=20&m=1298626388&s=612x612&w=0&h=UHdDhdDUlEv867TIk_axUPBq_IYY4bmDU5x4V77Ft5I=

SOURCES:

  • https://blog.philanthropy.iupui.edu/2021/11/23/smart-giving-for-the-holiday-season-the-rest-of-the-year-and-a-lifetime/
  • https://news.osu.edu/nina-and-ryan-day-give-1-million-to-establish-mental-health-resilience-fund-at-ohio-state/
  • https://greatergood.berkeley.edu/article/item/5_ways_giving_is_good_for_you
  • https://ohioline.osu.edu/factsheet/FLM-FS-13-03-R10

Insuring your furry family member

Sixty-three percent of U.S. households own a dog or cat, sales of pet care services are totaling at $5.8 billion dollars in the U.S., $123.6 billion U.S. pet industry dollars was spent in 2021 and by 2026 veterinary occupations are expected to grow almost three times faster than projected growth for all occupations. Our pets […]

WRITTEN BY: Candace J. Heer, Educator, Family and Consumer Sciences, Ohio State University Extension, Morrow County; heer.7@osu.edu

REVIEWED BY: Laura Halladay, Educator, Family and Consumer Sciences, Ohio State University Extension, Greene County; halladay.6@osu.edu

PHOTO CREDITS:

  • Phinneas E. Heer, 2022, taken by C.J. Heer
  • Binny at camp, 2022, taken by Laura Halladay

SOURCES:

  • American Pet Products association. Pet Industry Market Size, Trends & Ownership Statistics
  • American Veterinary Medical Association. U.S. pet ownership statistics
  • Consumer Financial Protection Bureau. Financial terms glossary
  • Consumer Financial Protection Bureau. What is insurance?
  • Forbes Advisor. Best Pet Insurance of 2022
  • Healthypaws Pet Insurance & Foundation. History Lessons: Pet Health Insurance
  • North American Pet Health Insurance Association (NAPHIA). State of the Industry Report 2022
  • U.S. Bureau Of Labor Statistics. Ahead of the pack: why are veterinary occupations growing much faster than average?
  • United States Census Bureau. Pet Owners Spending More on Time-Saving, Specialty Pet Care Services
  • U.S. News and World Report. Best Pet Insurance Companies of 2022
  • 2022 GlobeNewswire, Inc. North America Pet Insurance Market size to surpass $3.8bn by 2027, says Graphical Research

Bad Credit, No Credit, What’s the Catch?

There are a couple of area car dealerships that advertise “Guaranteed Financing. Bad Credit! No Credit! No Problem! Guaranteed on the spot financing available.”  As the father of a teenage driver, I became curious to find out if this might be an option. What’s the catch? I also wondered would this option help build credit […]

WRITTEN BY: Ken Stewart, Extension Educator,Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Lisa Barlage, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Ross County

PHOTO CREDITS:

  • Dan Gold-N7RiDzfF2iw-unsplash

SOURCES:

  • Credit Karma, Buy-here, pay-here financing: What you need to know (2022) Kim Porter
  • Lending Tree.com, Why you should skip the 'Buy Here Pay Here' Car Lots (2022)
  • Bank Rate What You Should Know About 0% APR Car Deals, Michelle Black

REFERENCES:

  • Consumer Financila Protection Bureau, https://www.consumerfinance.gov/consumer-tools/educator-tools/buying-a-car/#anchor_start.

Is your tire going flat?

Have you ever been in a car that had a tire go flat?  Did you notice warning signs before it went flat? Maybe a warning light came up on your dash or you noticed a bit more vibration while driving? Even if you didn’t notice the signs, you knew when it went flat. Life gives […]

WRITTEN BY: Dr. Roseanne Scammahorn, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Darke County, Scammahorn.5@osu.edu

REVIEWED BY: Susan Zies, Assistant Professor, Family and Consumer Sciences, Ohio State University Extension, Wood County, zies.1@osu.edu

Getting Financial Aid Without Getting Scammed

Avoiding financial aid scams.   My first year of college I was invited by a person from my dorm to attend a sales presentation. When they said that I would receive a FREE glass beer mug I agreed. I attended the presentation, thinking that I would stay only long enough to get my mug. It turned […]

WRITTEN BY: Ken Stewart, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Monroe County

REVIEWED BY: Courtney Warman

PHOTO CREDITS:

  • https://pixabay.com/photos/mentor-school-students-college-3513738/

SOURCES:

  • https://studentaid.gov/resources/scams
  •  http://www.consumer.ftc.gov/articles/how-avoid-scholarship-and-financial-aid-scams
  • https://studentaid.gov/articles/student-loan-scams   

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