What gets in your way with planning for money? If you are like most people, there are two hurdles that make it hard to plan….emergencies and occasional expenses. We’ve all heard that we should set up a separate account with money for those emergencies in life that come as chance cards, but it is the […]
money
Money Talks
The Ohio State University Extension program “Real Money. Real World.” involves a series of financial education lessons followed by a real-life budgeting simulation activity in which students are assigned a job with a corresponding salary and a family to care for. For the simulation, students wear the hat of 27-year-old adult and main income earner […]
Are Child Savings Accounts the Magic Bullet?
Have you heard that having a savings account in your child’s name will increase their chances of attending college, graduating from college, having fewer student loans, and even improving reading and math scores? According to Terri Friedline’s research (The Independent Effects of Savings Accounts in Children’s Names on their Savings Outcomes in Young Adulthood(PDF)Links to a […]
OSU Extension Focuses on Finances
Although the stock market, unemployment rate and other economic indicators point to recovery from the Great Recession in 2008-09, many families are still struggling. In fact, according to a recent survey from the Federal Reserve, an unexpected expense of just $400 would put the majority of American households at financial risk. That’s one reason why […]
Are You Guilty of Financial Infidelity?
I don’t know too many couples who haven’t experienced infidelity. And no, I’m not talking about sexual infidelity. I’m referring to financial infidelity; which isn’t cheating on your spouse with another person, but cheating with money. Some people believe so strongly in the principle of financial integrity that in a recent Harris Interactive survey commissioned […]
Make FREE Summer Fun!
Summer brings longer days and more time for fun for many families. If you have kids, they have been home for several weeks now. Are you already tired of hearing “I’m bored!”? Finding family entertainment can be tiring and expensive. Take the Summer Challenge and get creative to have fun this week for the cost […]