Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Credit score basics

When teaching my undergraduate course in family financial management at OSU, I explain the role of credit scores in several class sessions. It is a key component of consumer credit decisions in general, car purchases, home purchases, and in making employment decisions. These lessons always remind me of the important role of credit scores in […]

WRITTEN BY: Caezilia Loibl

REVIEWED BY: Amanda Woods

SOURCES:

  • Brochure on the FICO score website: http://www.myfico.com/Downloads/Files/myFICO_UYFS_Booklet.pdf
  • Consumer Financial Protection Bureau’s website on accessing credit scores: https://www.consumerfinance.gov/about-us/blog/check-our-new-list-see-if-your-credit-card-offers-you-free-access-one-your-credit-scores/
  • New York Times blog post about credit monitoring websites: https://bucks.blogs.nytimes.com/2012/12/18/web-sites-offer-free-credit-monitoring/?_r=0
  • FICO score’s “loan calculator” http://www.myfico.com/crediteducation/calculators/loanrates.aspx

5 kitchen spots most people forget to clean

In general, most people do a pretty good job of keeping the kitchen clean.  They clean and sanitize counter tops and clean the insides of the refrigerator, oven and microwave when needed. But when was the last time you cleaned these areas? Exhaust fan/vent hood. This area, directly over the stovetop, can collect all kinds […]

WRITTEN BY: Kate Shumaker, MS RD, LD, Family and Consumer Sciences Educator, Ohio State University Extension, Holmes County, shumaker.68@osu.edu

REVIEWED BY: Melinda Hill, Extension Educator Family and Consumer Sciences, OSU Extension, Wayne County, hill.14@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/kitchen-counter-stove-oven-2174577/

Thank you

When I was a kid, my mom would remind me to say “Thank you” when someone gave me a gift or did something for me. Now, as a mother, I remind my own kids to say “Thank you” for those same reasons. For some people it is simple and easy to show gratitude and appreciation, […]

WRITTEN BY: Misty Harmon, Family and Consumer Sciences Educator, Ohio State University Extension, Perry County, harmon.417@osu.edu

REVIEWED BY: Jami Dellifield, Family and Consumer Sciences Educator, Ohio State University Extension, Hardin County, dellifield.2@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/thankful-thanks-grateful-thank-you-1081614/

SOURCES:

  • http://ucdmc.ucdavis.edu/welcome/features/2015-2016/11/20151125_gratitude.html
  • http://www.apa.org/news/press/releases/2012/08/health-benefits.aspx
  • http://news.uga.edu/releases/print/research-links-gratitude-positive-marital-outcomes-1015/
  • https://greatergood.berkeley.edu/article/item/tips_for_keeping_a_gratitude_journal/
  • https://greatergood.berkeley.edu/article/item/ten_ways_to_become_more_grateful1/

Overnight Oatmeal To The Rescue

At the beginning of the year my family grew by two more feet. We added a sweet little girl to our family of four. Adding another baby came with added challenges. My two older children were four and three at the time and I had become accustomed to the fact that they didn’t demand so […]

WRITTEN BY: Amanda Bohlen, Extension Educator, Family and Consumer Sciences, Washington County.

REVIEWED BY: Misty Harmon, Extension Educator, Family and Consumer Sciences, Perry County.

SOURCES:

  • https://wholegrainscouncil.org/whole-grains-101
  • https://medlineplus.gov/ency/patientinstructions/000727.htm

Stressed for Success: Managing the Pressure as a College Student

As August begins many parents prepare to send their children back to a college campus. Once the semester begins it is easy to become overwhelmed with classes and commitments, increased expectations, and balancing responsibilities.  As a current college student at The Ohio State University I understand how hard it can be to protect your mental […]

WRITTEN BY: Guest Author - Abby Motter, motter.109@osu.edu

REVIEWED BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

SOURCES:

  • https://www.adaa.org/finding-help/helping-others/college-students/facts
  • http://www.campusmindworks.org/students/self_care/managing_stress.asp
  • http://www.apa.org/monitor/2011/01/stressed-america.aspx

REFERENCES:

  • https://www.mindful.org/meditation/mindfulness-getting-started/
  • https://wexnermedical.osu.edu/integrative-complementary-medicine/mindfulness-practices

Keep Calm and Treasure Hunt On!

I love garage sales and estate sales for different reasons. Garage sales are plentiful most weekends in the spring and summer, with the merchandise on sale priced pretty low.  As well, if you don’t like the price of an item, you can always ask the owner if “they can do better.”  However, items for sale […]

WRITTEN BY: Donna Green, Family and Consumer Sciences Educator, Ohio State University Extension, Erie County

REVIEWED BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County

PHOTO CREDITS:

  • http://search.creativecommons.org/

REFERENCES:

  • https://estatesales.org/what-is-an-estate-sale

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