It is coming. You know it is. The weather in December of 2014 was cooperative, but winter is headed our way. This high energy time of year can take more of your spending dollar than you want to give. Maybe today is a good day to take a walk through your home and consider your […]
Money
Are You Managing Your Money…or is it Managing You?
Having trouble making ends meet or want to add to that “rainy day” fund? You’re not alone. An unexpected expense of just $400 would put the majority of American households at financial risk and less than half of Ohioans (38%) have sufficient emergency savings. Wondering what happened to all your money last year? Does your paycheck […]
Charity is Giving, Philanthropy is Doing.
Reaching out to others in need is as American as apple pie. Putting loose change in a donation bucket to help rebuild after a natural disaster, running in a 5K race for a cause, and providing canned goods to the local food shelter are all examples of charity. Giving is how we show compassion for […]
C-O-N-T-R-0-L: That’s the Way you Spell Success
Two words with similar meanings that you will never find paired in a thesaurus are budget and diet. A budget is a system or plan used to manage your money. If you spend more than you earn, you need to do one of two things: decrease expenses or increase income……or try a little of both. […]
Smart Saving for College
Trying to save for college for yourself or your kids? Maybe you get extra cash as gifts during the holidays from a benevolent relative and want to put it to good use? Or perhaps you are the benevolent relative and want to give a child a gift that will make a bigger difference than the […]
Simpler Times
News reports may state that the recession is winding down, but some families are still having a hard time making ends meet. To complete the financial slam-dunk, here come the holidays. The Christmas season is fraught with angst and anxiety under the best of circumstances, adding additional work and financial stress to families. On the […]