Having trouble making ends meet or want to add to that “rainy day” fund? You’re not alone. An unexpected expense of just $400 would put the majority of American households at financial risk and less than half of Ohioans (38%) have sufficient emergency savings.
Wondering what happened to all your money last year? Does your paycheck run out before the month does? According to the 2012 National Financial Capability Study, 17% of Ohioans reported spending more than their household income, not including major purchases.
If you answered “Yes” to any or all of these questions, you will want to participate in the 2015 Manage Your Money Email Challenge. This six-week online challenge with OSU Extension can help you save money, track spending, limit debt, calculate your net worth and organize financial records.
Between January 12 and February 28, participants will receive 2 weekly e-mails with information and tools to help improve their financial well-being. Anyone with an e-mail account can join, and there is no cost to participate. Click here for more information or to sign up before January 8, 2015.