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Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

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Candace J. Heer

Avatar for Candace J. Heer
Avatar for Candace J. Heer

About Candace J. Heer

Candace J. Heer, M.S., L.S.W. is an Ohio State University Extension Educator, Family and Consumer Sciences in Morrow County. Her specializations are Health and Wellness and Financial Wellness. She also focuses her programming on home food preservation and food safety. Candace is a Licensed Social Work (Ohio) with an emphasis in behavioral and mental health and is a Certified Personal & Family Finance Educator (AAFCS). She is enthusiastic about promoting worthiness and well-being for people, animals, and the environment. You can find Candace crocheting, reading, watching sci-fi and spending time with family and friends, including her furry family members.

July 8, 2022

Insuring your furry family member

Sixty-three percent of U.S. households own a dog or cat, sales of pet care services are totaling at $5.8 billion dollars in the U.S., $123.6 billion U.S. pet industry dollars was spent in 2021 and by 2026 veterinary occupations are expected to grow almost three times faster than projected growth for all occupations. Our pets […]

WRITTEN BY: Candace J. Heer, Educator, Family and Consumer Sciences, Ohio State University Extension, Morrow County; heer.7@osu.edu

REVIEWED BY: Laura Halladay, Educator, Family and Consumer Sciences, Ohio State University Extension, Greene County; halladay.6@osu.edu

PHOTO CREDITS:

  • Phinneas E. Heer, 2022, taken by C.J. Heer
  • Binny at camp, 2022, taken by Laura Halladay

SOURCES:

  • American Pet Products association. Pet Industry Market Size, Trends & Ownership Statistics
  • American Veterinary Medical Association. U.S. pet ownership statistics
  • Consumer Financial Protection Bureau. Financial terms glossary
  • Consumer Financial Protection Bureau. What is insurance?
  • Forbes Advisor. Best Pet Insurance of 2022
  • Healthypaws Pet Insurance & Foundation. History Lessons: Pet Health Insurance
  • North American Pet Health Insurance Association (NAPHIA). State of the Industry Report 2022
  • U.S. Bureau Of Labor Statistics. Ahead of the pack: why are veterinary occupations growing much faster than average?
  • United States Census Bureau. Pet Owners Spending More on Time-Saving, Specialty Pet Care Services
  • U.S. News and World Report. Best Pet Insurance Companies of 2022
  • 2022 GlobeNewswire, Inc. North America Pet Insurance Market size to surpass $3.8bn by 2027, says Graphical Research

Categories: Family and Relationships, Money
Tags: Furry Family Member, health insurance, insurance, pet health care, Pet Insurance, pets

November 5, 2021

Your Financial Life~Claim Your Unclaimed Money

Looking for a financial windfall that is legitimate? There is a great possibility that personal property such as money with your name on it is just waiting for you to claim! Annually states return more than $3,000,000,000 in unclaimed property to one in every 10 persons. Lost and forgotten property is considered abandoned or unclaimed. […]

WRITTEN BY: Candace J. Heer, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Morrow County

REVIEWED BY: Courtney Woelfl, Program Specialist, Family and Consumer Sciences, Ohio State University Extension

PHOTO CREDITS:

  • https://pixabay.com/
  • https://www.missingmoney.com/en/Property/Search

SOURCES:

  • Unclaimed Money from the Government; https://www.usa.gov/unclaimed-money
  • National Association of Unclaimed Property Administrators; https://unclaimed.org/
  • The Unclaimed Property Professionals Organization (UPPO), Gift Cards/Stored Value Cards; https://www.uppo.org/blogpost/925381/Unclaimed-Property-Focus?tag=Gift+Cards#:~:text=Dormant%20unredeemed%20gift%20cards%20and,that%20address's%20state%20will%20apply

REFERENCES:

  • National Conference of State Legislatures, Abandoned or Unclaimed Property and Escheatment Statutes; https://www.ncsl.org/research/financial-services-and-commerce/abandoned-or-unclaimed-property-statutes.aspx
  • The Office of the Ohio Attorney General; https://www.ohioattorneygeneral.gov/Home
  • Federal Trade Commission: Consumer Information; https://www.consumer.ftc.gov/features/scam-alerts

Categories: Money
Tags: Financial windfall, money, Personal property, Unclaimed money, Your Financial Life

March 25, 2020

March = National Nutrition Month

Amongst all the craziness that is going on in the world today, many people have forgotten that March is National Nutrition Month. Does that mean to eat healthy only during this month or am I supposed to restrict my diet during this month? No. Instead, March is a time to help promote the importance of […]

WRITTEN BY: Kelsey Reeder, Bowling Green State University Dietetic Intern

REVIEWED BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension Morrow County

PHOTO CREDITS:

  • Pixabay

SOURCES:

  • Academy of Nutrition and Dietetics. (n.d.). Retrieved from https://www.eatright.org/, CT, R., AL, M., MO, K., & OH, I. (2016). Preventing Obesity, Improving Nutrition and Increasing Physical Activity.

REFERENCES:

  • https://www.eatright.org/food/resources/national-nutrition-month?_ga=2.227977885.100846758.1584987378-600282559.1571346362
  • https://www.eatright.org/food/nutrition/dietary-guidelines-and-myplate/use-the-dietary-guidelines-myplate-and-food-labels-to-make-healthy-choices

Categories: Food
Tags: Healthy eating tips, nutrition, Nutrition Month, sustainable lifestyle

August 4, 2017

Stressed for Success: Managing the Pressure as a College Student

As August begins many parents prepare to send their children back to a college campus. Once the semester begins it is easy to become overwhelmed with classes and commitments, increased expectations, and balancing responsibilities.  As a current college student at The Ohio State University I understand how hard it can be to protect your mental […]

WRITTEN BY: Guest Author - Abby Motter, motter.109@osu.edu

REVIEWED BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

SOURCES:

  • https://www.adaa.org/finding-help/helping-others/college-students/facts
  • http://www.campusmindworks.org/students/self_care/managing_stress.asp
  • http://www.apa.org/monitor/2011/01/stressed-america.aspx

REFERENCES:

  • https://www.mindful.org/meditation/mindfulness-getting-started/
  • https://wexnermedical.osu.edu/integrative-complementary-medicine/mindfulness-practices

Categories: Family and Relationships, Mind and Body
Tags: College Stress Management, College Student, College Student Mental Health, College Student Parents, College Support, Stress Relief

May 22, 2017

The Experience of Rain

It’s raining, and I move closer to the open patio door to take it all in. The sound, smell, and feel of the rain refresh and comfort me. My cats join me, adding to the experience of harmony and relaxation. The wonderful thing about rain is you don’t need to see it to experience its benefits; […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Donna Green, Family and Consumer Sciences Educator, Ohio State University Extension, Erie County, green.308@osu.edu

PHOTO CREDITS:

  • https://www.flickr.com/photos/wagner-machado-carlos-lemes/390101599
  • https://pixabay.com/en/rain-raining-storm-wet-water-690111/

SOURCES:

  • http://www.towson.edu/counseling/resources/stress.html
  • http://www.mayoclinic.org/diseases-conditions/colic/basics/symptoms/con-20019091?p=1
  • http://www.mayoclinic.org/diseases-conditions/tinnitus/diagnosis-treatment/treatment/txc-20180394

Categories: Mind and Body
Tags: exprience rain, meditation, nature sounds, rain, relaxation, sleeping, sound of rain

March 1, 2017

Your Neighborhood Credit Union

Chances are many of you have heard of credit unions, belong to a credit union, or drive by a credit union. Just what is a credit union and why would someone choose this option for their financial services? Credit unions are a not-for-profit financial cooperatives. This means they are not out to make money. They […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Jami Dellifield, Family and Consumer Sciences Educator, Ohio State University Extension, Hardin County, dellifield.2@osu.edu

PHOTO CREDITS:

  • https://pixabay.com/en/road-neighborhood-cars-parking-405856/

SOURCES:

  • https://www.mycreditunion.gov/Pages/default.aspx
  • https://www.consumerfinance.gov/
  • https://co-opcreditunions.org/

Categories: Money
Tags: credit unions, financial institutions, financial products and services, not-for-profit financial cooperatives

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