Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

money

Tax Time…….what you need to get prepared

It’s time to put 2015 behind us and look forward to what a new year has in store. Many people are motivated to set financial goals, make spending plans, and get documents organized when a fresh year begins, and as April is only a couple months away, it’s time to start preparing for filing your […]

WRITTEN BY: Tammy Jones, Extension Educator, Family and Consumer Sciences, Ohio State University Extension – Pike County, jones.5640@osu.edu

REVIEWED BY: Kathy Michelich, Extension Educator, Family and Consumer Sciences, Ohio State University Extension - Warren County, michelich.1@osu.edu

PHOTO CREDITS:

  • www.pixabay.com

SOURCES:

  • Consumer Financial Protection Bureau
  • Internal Revenue Service

Begin with the End in Mind

And so it goes. We will be celebrating the end of this year and the beginning of a New Year over the next couple of weeks. This is a good time to take stock of where we are financially. What should you be considering? Taxes. Americans are addicted to tax refunds. Consider taking control of […]

WRITTEN BY: Nancy Stehulak, M.Ed, Henry County Extension Educator

REVIEWED BY: Amanda Woods, Healthy Finances Program Specialist

PHOTO CREDITS:

  • Pixabay.com

SOURCES:

  • IRS.gov; eXtension.org

What is financial counseling and how can it help?

It is so hard to think about all of my financial problems. Friends are telling me to find a professional. But who would I see? A financial advisor, a banker, a financial counselor? It is so confusing and I just want my money problems to go away…. If this sounds like the messages going round […]

WRITTEN BY: Nancy Stehulak, M.Ed and Extension Educator

REVIEWED BY: Amanda Woods, Ohio State University Extension and Carlie Boos, Ohio Housing Finance Agency

PHOTO CREDITS:

  • Pixabay.com

SOURCES:

  • Association for Financial Counseling, Planning and Education

REFERENCES:

  • http://www.afcpe.org

A Tale of Love and Money

I can remember being a little girl, sitting absolutely still and listening with an open heart to stories of how people meet, fall in love, and live happily ever after.  Really, it’s beautiful.  But I’m here to ask why no one ever feels compelled to also mention that dating can be pretty financially draining.  And […]

WRITTEN BY: Amanda Woods, M.Ed. Healthy Finances Program Specialist, Family and Consumer Sciences, Ohio State University Extension

REVIEWED BY: Carmen Irving, M.A., CFLE, CYC-P, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Union County

Tired of Being Broke?

Maybe it is time to try what many Americans are trying…an all cash diet. Maybe living with credit cards has created problems that are just as hard as trying to keep a little cash in your wallet. Want to know how to go about it? Begin with an estimation of how much money comes into […]

College Loans – An Investment

Recently, I wrote about Millennials – usually defined as the generation born between the early 80’s and late 90’s, and how this demographic is purchasing homes at lower rates when compared to young adults in generations past. While there are several factors at play that have resulted in this trend, one factor that is being […]

WRITTEN BY: Joanna Rini, Family and Consumer Sciences Educator, Ohio State University Extension - Medina County. rini.41@osu.edu

REVIEWED BY: Candace Heer, Family and Consumer Sciences Educator, Ohio State University Extension - Morrow County. heer.7@osu.edu

SOURCES:

  • https://nces.ed.gov/fastfacts/display.asp?id=77
  • http://www.frbsf.org/economic-research/publications/economic-letter/2014/may/is-college-worth-it-education-tuition-wages/
  • https://www.whitehouse.gov/sites/default/files/docs/millennials_report.pdf

REFERENCES:

  • https://livesmartohio.osu.edu/money/rini-41osu-edu/millennials-and-homeownership/

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