Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Foreclosure

Dealing with Mortgage Troubles

First, remember that financial problems can happen to anyone. A job loss, divorce, or medical problem can cause even the most financially secure people to struggle with financial commitments. Having money trouble doesn’t make you bad, and it’s OK to ask for help. Prioritize your bills and pay your mortgage first. If things have gotten […]

WRITTEN BY: Nancy Stehulak, Extension Educator and Director, OSU Extension, Henry County

REVIEWED BY: Melanie Hart, Extension Educator, Greene County

PHOTO CREDITS:

  • Pixabay.com

REFERENCES:

  • The Homebuyer's Guide, a publication of Ohio State University Extension, pub. #946.

How to Respond in a Foreclosure Filing

Once you receive a foreclosure filing or notice, a clock starts to tick off the days. If you’ve been following the series of Foreclosure Prevention, you are aware of Ohio’s Foreclosure Timeline and understand you should get assistance and file an answer to the mortgage servicer’s “complaint” against you right away. You, the homeowner, have […]

March Madness: Looking at Ohio’s Foreclosures

A simple scan of court cases today compared to those of three years ago will let you see that the number of foreclosure cases has diminished across the state of Ohio. In fact, in 2014, the annual sum of completed foreclosures declined 15% from 2013…but still remains at twice the level of normal activity from […]

What is the Timeline for Foreclosure?

This is second blog on foreclosure. After learning what foreclosure is about last week, What is Foreclosure?, we discuss the sequence of events in the foreclosure process along a timeline. Those facing foreclosure understand how serious a matter it is. To ensure the homeowner is given due process, a timeline identifies the length of time […]

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