Our April showers may be over, but the need for a Rainy Day fund follows us all year long. Many Americans get caught because they don’t have emergency money set aside for those unexpected events like job losses, car repairs, new furnaces, or emergency travel. Without an emergency fund, families are forced to borrow money, […]
Money
Digging Out of Student Loans
Higher education may be a great investment, but it isn’t cheap! Student loan debt is has now reached more than $1 trillion, according to the Consumer Financial Protection Bureau. In fact, the combined American debt for student loans is far greater than debt on credit cards or car loans. If you graduated college and were […]
Smart Start, sharing money tips with preschoolers
If you filed your taxes early, do you have your refund spent already? Or if you waited until this week to put things in order would you like to keep better records so that next year is easier? Whatever your answer is we realize that financial education is an ongoing process. Each year we gain […]
It’s National Retirement Planning Week!
Are you one of the countless adults who would rather get a dental filling than think about your retirement plan? This week is National Retirement Planning Week. It was created to help people focus on making choices to create a stable financial future for themselves. If you aren’t sure if you’ll ever be able to […]
Spring is Busting Out all Over
It’s April, which for a lot of us across the United States means tornado season. Because spring is a transitional period for climate, there are more chances of cooler air meeting with warmer air, resulting in more thunderstorms and tornadoes. None of us wants to speculate we may be the victim of a severe weather […]
Student Loan Debt–Today’s Debtor Prison
Are you, a friend, or a family member struggling with student loans? Currently, there is about $945 billion in outstanding student loan debt in the U.S. That’s more than the total current national credit card debt. The amount some young adults have saddled themselves with is staggering; a staff member in our office graduated from […]