Have you started saving for retirement yet? If you have a retirement plan, how is it growing? This year finds more American workers confident they will be financially secure in retirement. As you might guess, 2009 to 2013 saw record lows in the number of Americans confident they could have a comfortable retirement. This year’s […]
Money
Where do I begin?
In everyday life, we’re surrounded by information that has to do with money. Turn on the TV or radio, pick up a newspaper or magazine, search the web or look at social media sites…information is everywhere. How do we know what is credible and worth our attention? First, catch your breath…start by evaluating where you […]
Education, Poverty, and Human Capital
As a school board member, I am concerned about (1) the increasing number of Americans living in poverty and (2) how well (or unwell) families with low-income fare within our educational institutions. Current U.S. poverty rates estimate 46.2 million Americans (15 percent of the population) live at or below poverty levels. Poverty is a growing […]
Savings… Savings for What?
It has always been interesting for me when I talk with people about money. Sometimes it is money worries like a foreclosure due to a loss of job or learning how to manage money when setting a budget in place to pay a first mortgage. When the word budget comes up, the eyes of many […]
Jumpstart your Savings during OHIO SAVES WEEK!
In a month of holidays, do you know about Ohio Saves Week February 24 – March 1? This week is a time to take a look at your financial picture and take action. Did you know that almost half of U.S. adults give themselves a grade of C, D, or even F on their knowledge of […]
Cable Quandry
Are you having a hard time justifying in your budget the amount of money you spend to watch television? The cost of cable has been rising at an astonishing rate. Maybe you’ve been getting an “explanation letter” from the cable company the last few years stating that your bill is going to go up another $3-10 […]