Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Money

How do you #LiveSmartOhio? Post your photos and win OSU Football Tickets!

How do you live smart? Is it the way you manage your money?  By being physically active or eating nutritiously? Your relationships? We want to see pictures of all the ways you live smart!  Now through September 30th, any pictures that are posted to social media (Facebook, Twitter, Instagram, Tumblr, etc.) with the hashtag #livesmartohio […]

Is College Still a Good Investment?

Prepare yourself for a shock: our national student loan debt is now more than one trillion dollars! This is more than our national credit card debt.  So is college still a good investment?  It’s Not All Bad News Last month the Federal Reserve Bank of New York reported that attending college is still a good […]

WRITTEN BY: Betsy DeMatteo, Family & Consumer Science Educator, Ohio State University Extension

REVIEWED BY: Pat Holmes, Family & Consumer Science Educator, Ohio State University Extension

SOURCES:

  • Bachman, J.G., et.al. (Nov 2013). Adolescent work intensity, school performance, and substance use: Links vary by race/ethnicity and socioeconomic status. Developmental Psychology, Vol 49(11), 2125-2134.
  • Bryan, K. (2014) Is College Still a Good Investment? America Saves.
  • Gallup, Inc. (2014). Great Jobs, Great Lives: 2014 Gallup-Purdue Index Report.

The Growing Concern about Financial Literacy for our Children

When should children learn about personal finance…you know, how to work with money?  The vast majority of Americans believe personal finance needs to be taught at least as early as high school from a paper produced by the Whitehouse in 2010.  But is that early enough for all our children need to learn about money? […]

WRITTEN BY: Nancy Stehulak, Extension Educator, Family and Consumer Science, Henry County, Ohio.

REVIEWED BY: Betsy Dematteo, Extension Educator, Ohio State University Extension

SOURCES:

  • http://moneyasyougrow.org;
  • White House (2012).  Every American Financially Empowered.
  • http://www.whitehouse.gov/sites/default/files/financial_capability_toolkit_5.10.2012.pdf

Does Your Toddler Have a Mortgage?

Credit reports have become an important tool in American society. Good credit can be needed to get a loan, to get a job, and even to rent an apartment.  What happens when a young person, looking for their first loan or apartment, finds that they already have terrible credit? Identity theft. 6% of all identity theft […]

WRITTEN BY: Betsy DeMatteo, Family & Consumer Science Educator, OSU Extension

REVIEWED BY: Candace Heer, Family & Consumer Science Educator, Morrow County, OSU Extension

SOURCES:

  • Consumer Financial Protection Bureau (2014). How to Protect Vulnerable Children from Identity Theft.
  • Federal Trade Commission (2014). Consumer Sentinel Network Data Book for January-December, 2013.

Wedding Trifecta: Dreams, Decisions, and $$

We’re coming up on the month of June, which means the wedding season is about to commence. June, July, September, and October are the most popular months for scheduling wedding ceremonies. Peak times vary according to climate. Most brides want to have a reasonable assurance of good weather, which for those of us in the […]

WRITTEN BY: Donna Green, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Erie County, green.308@osu.edu

REVIEWED BY: Betsy DeMatteo, Extension Educator, Family & Consumer Sciences, Ohio NEFE Rep, Ohio Saves Coordinator, Ohio State University Extension

SOURCES:

  • http://honeymoons.about.com/cs/eurogen1/a/weddingstats.htm
  • http://www.kiplinger.com/article/spending/T059-C011-S001-save-money-on-your-honeymoon.html
  • http://www.bankrate.com/finance/personal-finance/top-10-ways-to-save-money-on-your-wedding-1.aspx

Getting better buys at the Supermarket

Do you cringe when checking out at the supermarket? Do you get good deals? What really helps you save at the supermarket? Consumer Reports recently researched shoppers to find out how to get the best deals. • Check Unit Prices – Shelf tags on items in the store give the unit price. This is the […]

WRITTEN BY: Pat Brinkman, Family and Consumer Sciences Educator, Ohio State University Extension Fayette County, Miami Valley EERA

REVIEWED BY: Patrice Powers-Barker, Family and Consumer Sciences Educator, Ohio State University Extension, Lucas County, Maumee Valley EERA and Melinda Hill, Family and Consumer Sciences Educator, Ohio State University Extension, Wayne County, Crossroads EERA

REFERENCES:

  • Consumer Reports, [2014}. Getting More From Your Store Ratings of 55 Supermarket, Plus How to Shop Cheaper, Smarter, Faster, Consumer Reports, 79(5), 16-21

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