It was the Friday before Labor Day. My co-worker, Patricia, knocked on my office door and said, “Kate, there is a mom who needs to talk to you about her vouchers.” Her statement was simple, straightforward, and one I heard often in the social service agency where I worked at the time. It’s also important […]
habits
Breaking the Habit
We all have different habits whether it is biting your nails, leaving an empty carton of milk in the fridge, or drinking a cup of coffee every morning. When it comes time to talk about money, specifically about spending and savings, habits are a good source to look at. While many habits we have may […]