Maybe it is time to try what many Americans are trying…an all cash diet. Maybe living with credit cards has created problems that are just as hard as trying to keep a little cash in your wallet. Want to know how to go about it? Begin with an estimation of how much money comes into […]
Dealing with Mortgage Troubles
First, remember that financial problems can happen to anyone. A job loss, divorce, or medical problem can cause even the most financially secure people to struggle with financial commitments. Having money trouble doesn’t make you bad, and it’s OK to ask for help. Prioritize your bills and pay your mortgage first. If things have gotten […]
In Need of Subjects for a Research Study
We began and ended this past week in the Extension offices with discussions about chicken. The big news is that there will be no chickens or chicken products at Ohio Fairs this summer. But as well, Ohio State University Extension is looking for people to take part in a research study to consider the consumer’s […]
Lending Practices in America….Who Wins?
How long has consumer credit been available? It is a rather modern concept and I still hear my mother-in-law talking about signing off for groceries at the mining store and waiting to pay the bill until the next paycheck arrived. Today, many consumers would be hard pressed to obtain a new vehicle if they didn’t […]
Occasional Expenses – How do you manage?
What gets in your way with planning for money? If you are like most people, there are two hurdles that make it hard to plan….emergencies and occasional expenses. We’ve all heard that we should set up a separate account with money for those emergencies in life that come as chance cards, but it is the […]
March Madness: Looking at Ohio’s Foreclosures
A simple scan of court cases today compared to those of three years ago will let you see that the number of foreclosure cases has diminished across the state of Ohio. In fact, in 2014, the annual sum of completed foreclosures declined 15% from 2013…but still remains at twice the level of normal activity from […]