A recent poll of 1,155 American adults found at CreditCards.com revealed that only 53% planned to buy Christmas gifts that cost $50 or more this year. And it wasn’t only those with modest incomes who were planning to cut back on spending. According to the survey, 44% of those with annual household incomes of over […]
debt
Living in Perennial Debt?
The average U.S. household carries credit card debt. But what habits set those with debt apart from those who stay in the black? Some of the most common causes for indebtedness include underemployment or medical expenses. If you find yourself in perpetual debt, but these two aren’t the culprits, look a little further for behaviors that might be […]
Begin with the End in Mind
And so it goes. We will be celebrating the end of this year and the beginning of a New Year over the next couple of weeks. This is a good time to take stock of where we are financially. What should you be considering? Taxes. Americans are addicted to tax refunds. Consider taking control of […]