Family and Consumer Sciences

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Ohio State University Extension

credit history

Your Financial Life – Credit Scores

A big part of your financial life is your credit score. Not to be confused with your credit report, your credit score is a number assigned to a person that indicates to lenders: if they qualify for the service their ability to repay a loan the rate they will pay for a loan or credit […]

WRITTEN BY: Candace J. Heer, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Joanna Rini, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Medina County, rini.41@osu.edu

PHOTO CREDITS:

  • flickr.com

Your Financial Life – Credit Reports

A big part of your financial life is your credit report. Not to be confused with your credit score, your credit report allows you to see your credit history in detail. Credit users have three different reports from three different credit bureaus, Equifax, TransUnion and Experian. Research(PDF)Links to a PDF document. from the Consumer Financial […]

WRITTEN BY: Joanna Rini, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Medina County, rini.41@osu.edu

REVIEWED BY: Candace Heer, Extension Educator, Family and Consumer Sciences, Ohio State University Extension, Morrow County, heer.7@osu.edu

SOURCES:

  • http://files.consumerfinance.gov/f/201502_cfpb_report_consumer-voices-on-credit-reports-and-scores.pdf
  • http://solutionsforyourlife.ufl.edu/hot_topics/families_and_consumers/credit_scores.shtml

REFERENCES:

  • www.annualcreditreport.com

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