Ohio Saves, our local affiliate for the national America Saves campaign, is excited to participate in another Saves Week! Read more about this initiative and how you can get involved. Katie Bryan, America Saves Communications Director, brings the following information to you. America Saves Week, February 23 – 28, 2015 is a chance for individuals […]
Money
Pay Me Now, or Pay Me Later
A familiar comment heard at nutrition programs is “I can’t afford to eat healthy.” While healthier diets do cost more, the difference is smaller than many people might expect. On average, a day’s healthy diet pattern costs about $1.50 more per day than an unhealthy one. That $1.50/day would increase food costs for one […]
Debt and Decisions
A good question to ask about debt is…..how much is too much? Consider a debt to income ratio to guide you. If you rent your home, you can figure that your total debt load should be no more than 20%. So, as you are putting a pencil to paper, write down your total income for […]
Put Your Tax Refund to Work for YOU!
Does your tax return feel like winning the lottery or like reclaiming your car from the repair shop? It’s easy to think of a tax refund like free money, but it’s really your own hard earned cash coming back to you. Since you put in so many hours to earn it, why not maximize its […]
Replace Resolutions with Specific Goals
It’s the time of year when we are all committed to being “better” versions of our last year’s selves. For many, these improved versions have an improved financial picture. New Year’s resolutions are a great personal commitment – if you can stick to them. Though intentions are good, research from the University of Scranton indicates […]
Why I Am Bringing Work Home
As a Family and Consumer Sciences Educator, I feel strongly about finding a balance between work-life and home-life, but since my work is about families, sometimes it all overlaps! When my daughters were growing up and I was working with community nutrition education, they would often ask about a container of food in the refrigerator: […]