I went ahead and followed the advice to freeze my credit score as a result of the Equifax data breach in August. Barbara O’Neill, an extension colleague at Rutgers University, posted a blog recently highlighting step-by-step credit freeze information. I found the suggestions in this blog helpful and I thought I’d share my experience in […]
Credit score basics
When teaching my undergraduate course in family financial management at OSU, I explain the role of credit scores in several class sessions. It is a key component of consumer credit decisions in general, car purchases, home purchases, and in making employment decisions. These lessons always remind me of the important role of credit scores in […]
Financial tools and resources of the Consumer Financial Protection Bureau
I recently visited the Consumer Financial Protection Bureau (CFPB), and learned first-hand about the many efforts of this federal agency to support consumers in making healthy financial decisions. As many of you know, the former Ohio Attorney General Richard Cordray is the director of this agency. After learning about all that the CFPB offers […]
What do we know about food insecurity in older age?
More than 10 million older adults face the threat of hunger in the U.S., about 15.8% of the population age 60 and older; a 65% increase in the past 10 years. Ohio has a particularly high number of food insecure older adults. Food insecurity among seniors will increase in the future because the population of […]