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Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

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Candace J. Heer

September 17, 2016

Be Mindful of Littering

Do you remember the Public Service Announcements (PSA) with the Native American, a tear in his eye, looking at trash on the road, by the water, and in the woods?  If not, click on this link http://go.osu.edu/BbJ5 to view a few of those PSAs. That was a few decades ago but that image still comes […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Shannon Carter, Family and Consumer Sciences Educator, Ohio State University Extension, Fairfield County, carter.413@osu.edu

SOURCES:

  • http://www.beachapedia.org/Cigarette_Butt_Litter

REFERENCES:

  • https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#q=crying%20indian%20on%20horseback%20commercial
  • https://livesmartohio.osu.edu/mind-and-body/carter-413osu-edu/what-is-mindfulness/
  • https://www.kab.org/home

Categories: Mind and Body
Tags: Keep America Beautiful, littering, mindfulness, PSA, trash

July 13, 2016

Your Financial Life – What Your Credit Report and Credit Score Can Impact

We know having good credit is an important part of our financial lives.  It helps in getting a loan from a financial institution and obtaining a credit card.  Since a credit report and credit score help determine the interest rate we will be charged – good credit will insure the rate will be lower (and […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Joanna Rini, Family and Consumer Sciences Educator, Ohio State University Extension, Medina County, rini.41@osu.edu

SOURCES:

  • http://www.consumerreports.org/cro/car-insurance/credit-scores-affect-auto-insurance-rates/index.htm
  • https://insurance.ohio.gov/Newsroom/Tips/Pages/CreditScore.aspx
  • http://www.experian.com/blogs/ask-experian/credit-education/life-events/employment/
  • https://www.consumer.ftc.gov/articles/0152-credit-scores
  • http://www.dca.ca.gov/publications/landlordbook/looking.shtml
  • https://www.consumer.ftc.gov/articles/0157-employment-background-checks,
  • https://www.eeoc.gov/eeoc/publications/background_checks_employers.cfm

REFERENCES:

  • https://livesmartohio.osu.edu/money/rini-41osu-edu/your-financial-life-credit-reports/
  • https://livesmartohio.osu.edu/money/heer-7osu-edu/your-financial-life-credit-scores/

Categories: Money
Tags: credit report, credit score, impact of credit, insurance, renting

May 6, 2016

Healthy Bones, Healthy Body

Bones provide support for our bodies, protect our brains and organs, anchor muscles, and store calcium.  But did you know that our bones are living tissue? They contain nerves, blood vessels, and marrow – where blood cells are created.  Did you know our bones continually grow over a lifetime?  They constantly tear down and rebuild themselves, […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Jennifer Even, Extension Educator, FCS/EFNEP, Ohio State University Extension, Hamilton County, even.2@osu.edu

PHOTO CREDITS:

  • http://www.health.harvard.edu/blog/high-calcium-intake-from-supplements-linked-to-heart-disease-in-men-201302065861
  • https://www.urmc.rochester.edu/encyclopedia/content.aspx?ContentTypeID=92&ContentID=P07672

SOURCES:

  • http://www.webmd.com/osteoporosis/features/building-stronger-bones
  • http://www.webmd.com/osteoporosis/features/male-men?page=2
  • https://ods.od.nih.gov/factsheets/Calcium-Consumer/#h6
  • https://ods.od.nih.gov/factsheets/VitaminD-HealthProfessional/
  • http://www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/bone-health/art-20045060?pg=1
  • http://www.niams.nih.gov/health_info/bone/SGR/surgeon_generals_report.asp#m
  • http://www.mayoclinic.org/tests-procedures/bone-density-test/basics/definition/prc-20020254
  • http://orthoinfo.aaos.org/topic.cfm?topic=A00279

REFERENCES:

  • https://livesmartohio.osu.edu/mind-and-body/kendle-4osu-edu/exercise-your-mind-and-body-will-thank-you/

Categories: Mind and Body
Tags: bone density, bone health, calcium, exercise, healthy body, vitamin D

March 2, 2016

Your Financial Life – Credit Repair

You hear radio advertisements and see television ads of people boasting about how this company repaired their credit and now they want others to know it can be done for them too. Is this real or misleading? First understand that only if you have inaccurate information on your credit report can a company “repair” your […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Joanna Rini, Family and Consumer Sciences Educator, Ohio State University Extension, Medina County, rini.41@osu.edu

PHOTO CREDITS:

  • http://www.ohioattorneygeneral.gov/Files/Publications-Files/Publications-for-Consumers/Consumer-Quick-Tips/Repair-Your-Credit-Quick-Tip-%28PDF%29.aspx

SOURCES:

  • http://www.consumerfinance.gov/askcfpb/1121/how-long-does-information-about-me-stay-my-consumer-report.html
  • https://www.identitytheft.gov/
  • http://www.myfico.com/crediteducation/questions/error-on-credit-report.aspx

REFERENCES:

  • http://livesmartohio.osu.edu/money/rini-41osu-edu/your-financial-life-credit-reports/
  • https://www.nfcc.org/
  • http://www.consumerfinance.gov/askcfpb/1343/how-can-i-recognize-credit-repair-scam.html

Categories: Money
Tags: checking credit report, credit bureaus, credit repair, dispute inaccurate credit report information

February 22, 2016

Healthy Teeth and Gums, Healthy Body

Do you ever think “Thank goodness I don’t have that!” when you hear about teeth and gum issues?  Well here’s what you need to know about where those issues come from. Bacteria can be found almost everywhere and our mouths are full of bacteria.  A sticky film on teeth and tissues in the mouth, caused […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, heer.7@osu.edu

REVIEWED BY: Jami Dellifield, Family and Consumer Sciences Educator, Ohio State University Extension, Hardin County, dellifield.2@osu.edu

PHOTO CREDITS:

  • http://www.ohr.gatech.edu/openenrollment/educate

REFERENCES:

  • http://archives.microbeworld.org/microbes/bacteria/where.aspx
  • http://www.simplyteeth.com/category/sections/adult/CaringTeethGums/CleaningBetweenTeeth.asp?category=adultList§ion=99&page=30
  • http://www.nidcr.nih.gov/oralhealth/Topics/GumDiseases/PeriodontalGumDisease.htm
  • http://www.mayoclinic.org/diseases-conditions/cavities/basics/prevention/con-20030076
  • http://www.mouthhealthy.org/en/nutrition
  • http://www.mouthhealthykids.org/en/

Categories: Mind and Body
Tags: balanced diet, dental cleaning, good oral hygiene, healthy teeth and gums, kids and dental care

January 22, 2016

Good Posture, Healthy Body

Did you know that good posture helps your body function at its best? Posture is the way in which your body is positioned when standing, sitting or lying down.  When you have good posture your bones are aligned correctly – your muscles, joints and ligaments are working properly or as they should.  This also means […]

WRITTEN BY: Candace J. Heer, Family and Consumer Sciences Educator, Ohio State University Extension, Morrow County, Heart of Ohio EERA, heer.7@osu.edu

REVIEWED BY: Elizabeth A. Smith, Central Regional Program Specialist, SNAP-ED, Ohio State University Extension, smith.3993@osu.edu

PHOTO CREDITS:

  • http://sites.psu.edu/siowfa14/wp-content/uploads/sites/13467/2014/11/posture.png
  • http://www.health.harvard.edu/pain/4-ways-to-turn-good-posture-into-less-back-pain

SOURCES:

  • https://my.clevelandclinic.org/health/diseases_conditions/hic_Posture_for_a_Healthy_Back).
  • http://www.kansaschirofoundation.org/goodposture-article.html
  • http://www.health.harvard.edu/staying-healthy/why-good-posture-matters
  • http://ergonomics.ucr.edu/posture.html

Categories: Mind and Body
Tags: balance and coordination, good posture, healthy body, posture checklist, prevent backaches

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