Family and Consumer Sciences

Live Smart Ohio

Ohio State University Extension

Dennis DeCamp

What is Your Pedigree?

It’s Not So Much Who You Are as Much as It Is Your Credit Score Not to sound too much like an aging, gray haired individual but “back in the day”, people in a community knew who you were because of your pedigree. What is a pedigree? When speaking about humans, it is “a register […]

WRITTEN BY: Dennis DeCamp

REVIEWED BY: Dr. Roseanne E. Scammahorn

PHOTO CREDITS:

  • https://www.rawpixel.com/search/%20gentlemen%20shaking%20hands?page=1&sort=curated&tags=%24free

REFERENCES:

  • Resources https://www.merriam-webster.com/dictionary/pedigree
  • https://www.fdic.gov/resources/consumers/consumer-news/2021-08.html

Clues Your Personal Identity Has Been Compromised and Steps to Correct the Situation

    There are several ways your identity can be stolen. If you are vigilant in examining your financial records on a regular basis, you will observe inconsistencies of your accounts. The earlier those inconsistencies can be discovered, the quicker you can take steps to correcting the identity theft. If your identity was compromised several […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Scioto County, Ohio State University Extension

REVIEWED BY: Tammy Jones, Family and Consumer Science Educator, Pike County, Ohio State University Extension

PHOTO CREDITS:

  • freepik.com

SOURCES:

  • https://www.identitytheft.gov/Steps
  • https://www.consumer.ftc.gov/articles/0271-warning-signs-identity-theft
  • https://www.equifax.com/assets/PSOL/15-9814_psol_emotionalToll_wp.pdf

“It Takes Time but it is Time Worth Taking” Preventing Identity Theft

    Many times, in life we know we should do something before it is too late. We know our automobile battery is weak, but we wait until we are in a hurry to get to an important appointment and our vehicle will not start. We know our freezer in the basement is old, but […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Scioto County, Ohio State University Extension

REVIEWED BY: Roseanne Scammahorn, Ph.D., Family and Consumer Science Educator, Darke County, Ohio State University Extension

PHOTO CREDITS:

  • Shutterstock.com

SOURCES:

  • Consumer Reports, (2010). How to protect yourself from Identity Theft. Retrieved April 23, 2020 from https://www.consumerreports.org/cro/2010/07/protect-your-identity/index.htm
  • Federal Trade Commission, (2020). Identity Theft. Retrieved April 23, 2020 form https://www.consumer.ftc.gov/topics/identity-theft
  • Identity Theft. (2020). In USA.gov. Retrieved April 23, 2020 form https://www.usa.gov/identity-theft
  • Loftsgordon, A., (2020). Top Ten Ways to Prevent Identity Theft. Retrieved on April 23, 2020 from https://www.nolo.com/legal-encyclopedia/top-ten-ways-to-prevent-identity-theft.html

Have You Ever Been a Victim of Identity Theft?

  Four times in the past few years, my credit card information has been compromised.  I know how the number was stolen on the first incident. Other times, I have no idea how my information was attained by the perpetrators. A few years ago, when all the cool people, (not me), were purchasing Keurig Coffee […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Ohio State University Extension

REVIEWED BY: Treva Williams, M.Ed., Family and Consumer Science Educator, Ohio State University Extension

PHOTO CREDITS:

  • Shutterstock.com

SOURCES:

  • https://www.identitytheft.gov/
  • https://www.experian.com/blogs/ask-experian
  • https://www.ameriprise.com/privacy-security-fraud
  • https://www.treasury.gov
  • https://www.nsf.gov/oig/_pdf/brochures/identitytheft.pdf

I Should Have… Regrets Do Not Have to Be Forever

I should have read more to my kids… I should have spent less time at work… I should have had more courage… I should have spent less time worrying about what other think about me… I should have left that job months ago… I should have saved more money… I should have said thank you […]

WRITTEN BY: Dennis DeCamp, M.Ed., Family and Consumer Science Educator, Scioto County, Ohio State University Extension

REVIEWED BY: Treva Williams, M.Ed., Family and Consumer Science Educator, Scioto County, Ohio State University Extension

PHOTO CREDITS:

  • lovethispic.com
  • Nina Amir

SOURCES:

  • https://www.psychologytoday.com/us/blog/feeling-smart/201902/the-fear-regret-and-its-consequences
  • https://greatergood.berkeley.edu/article/item/how_to_let_go_of_an_old_regret
  • https://www.bbc.co.uk/programmes/articles/53rh7sYP8rRLWqSXXx6Tkkd/why-it-is-good-to-feel-regre

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