With annual tuition at U.S. public universities averaging nearly $9,500, saving money for a child’s college education may seem daunting. But even small amounts saved regularly will help, and over time will add up. One of the best tools for saving for college is a 529 Plan. These federally established college investment accounts provide a […]
Spending, Saving, Giving . . . and More
A friend of mine is blessed with two elementary-aged daughters. He and his wife provide them each a $7.00 weekly allowance with the following parameters: $2.00 is okay to spend, $4.00 should be saved, and $1.00 is to be giving away to a charity. These fortunate children are learning a basic principle for achieving financial […]
Gift Cards – Coming of Age in Our Electronic World
Gift cards have been popular for decades, but they’re no longer confined to plastic cards carried in wallets. Electronic gift cards, also known as eGift cards, are gaining popularity and can be purchased, delivered, and used quickly and easily by web-linked phone users. These virtual gift cards are assigned a gift code and the amount […]
Internet Behavioral Marketing
Technology has certainly streamlined the once time consuming process of researching products and checking prices before making a purchase. Shopping online and having purchases delivered to the front door has become the norm for many households. If you’re a savvy shopper, you know how to work the internet and you have the latest apps for […]