As we enter a New Year it seems to be a good time to reflect on the past and look to the future. What were the good things that happened in 2013? What are your hopes for 2014? Are you one who sets goals? I am and I like to set goals in […]
Money
Put Your Refund to Work
While many of us are maxed out preparing for Christmas, it’s not too early to start considering tax time – especially tax refund time! For many families, tax refunds are a planned way to either pay down holiday debt or to provide a late “Christmas” if December was tight. It’s smart to take a moment […]
This is Your Brain. This is Your Brain on Prada.
Many people believe that a little “retail therapy” is just the ticket for times when they are feeling down or stressed. We all like to get something new once in a while, but for some, the self-pity purchase is made too frequently. If you are one of those people, it might help to know that […]
Planning for the Holidays
The holidays are around the corner!! While I love the time with family and friends, I get a little anxious when I think about all the extra time and money that can come along with them. Below are some tips that I try to follow that you may find helpful too: *The guideline for holiday spending is about […]
Money for Millennials
If you are in your twenties, you are a young adult millennial. Your colleagues might attend workshops about how to communicate with millennials, and many of the descriptors aren’t viewed positively. But there are good things about being a millennial! For example, millenials tend to be goal-oriented and good multi-taskers. (Jokela, Hendrickson, & Haynes, 2013) […]
A Retrospective Look at the Tightwad Gazette
I was inspired to live a financially streamlined lifestyle by the Tightwad Gazette newsletters in the early 90’s. That time frame was the beginning of my life as a single parent, and even though I considered myself a frugal person, I was always on the lookout for additional help in adjusting to my reduced circumstances. […]